All,

Seeking for info how actually refinance works in Malaysia. Currently have a loan with Maybank with interest rate of 5.95% (RM280,000) which sign up 5 years ago. I'm now looking to refinance the property again with better rate and is that possible to increase the amount to RM330,000? The main reason of doing this is needs extra money to buy a new property in coming month.

My monthly income before tax & EPF is RM12,000.00.

Please advise.

Hi, I'm Eric from One Vision Mortgage, we provide mortgage package for all banks. I can help you to refinance ur property.

Sure u can refinance it with better rate, now normally bank offer BLR -1.8 for their package.

In order to refinance RM 330,000, i will need to check ur property market value 1st, can i have ur property information (address, size, renovation details) so that i can check the market value 1st.

Regards,
Eric Tai
Mortgage Advisor
One Vision Mortgage Sdn Bhd
014-9310966
010-3254200
eric-tai@live.com

Hi ahngao,

I've PM'ed you.

Hope to hear from you soon.

Regards,

choose a bank with zero cost like hsbc or citibank. so u dont need to fork out money paying on the legal side. i do have contacts.

AIA right now is offering 4.99. If you're interested, can we make an appointment?