BNM already announce it will at least increase until 1% since March 2010. means from 5.55% - 6.55%(EXPECTED BLR) in the year end of 2010. the next committee meeting will be on JULY 2010. it will keep increasing. Based on the average 20 years BLR in AIA report is 8.77% and highest is in 1998 12.27%.

Eg.
Loan Principal RM 100,000
Tenure 30years
BLR 5.55%
Repayment RM 568
increase a 0.25%=5.80%=you have to pay another RM 15,904(interest)
increase a 0.50%=6.05%=you goin to pay another RM 36,920(interest)
increase a 0.75%=6.30%=you goin to pay another RM 67,592(interest)
increase a 1.00%=6.55%=you goin to pay another RM 118,144(interest)

hahaha.. unless he pay cash. if he haven settle the loan, the property is still own by lender. haha.