low rate doesnt mean good package. looks for overall packages mar..

true...banks will play around to squeeze the consumers

count ur blessing people, u ARE enjoying the lowest rate ever in Mortgage history.

just for your information, Mortgage Loan rates average out on 6-7% pa in the past.

yes, i agree with this....

er... hahaha...
last updated 27/02/2009

how much is AIA or ING fixed rate now. Since the BLR raise.

Hehe..I got BLR-2.4%, so lucky.

ING Fixed Rate :
4.99% for Non-ZEC Package & 5.25% for ZEC package. It's still the lowest fixed rate in the market I think.
Anyone who's interested to know more details please drop a message to cheahyang_0@hotmail.com for inquiries. Thanks!

Public Bank Base Lending Rate as at 11/03/10
5.80% p.a

may i know which condo are u buyin?

mind to share when did u apply for the loan? and from wat bank?

r u sure ?
according to PBB banker,
the lowest rate is BLR - 2.0% for GRADE A customer.

i got -2.3% zec oct/2009

Congratz, you got a good rate jus as they were starting to pull back =)

i got blr - 2.4..but after 5 years..b4 that blr - 1.7 only

this is off topic, how do PBB banker define a GRADE A customer?

This post has been edited by Tohsan: Mar 12 2010, 09:19 AM

Hi Merce, since u r from OCBC, what's the MLR for OCBC now? did they move it up 25bps also? no news on their website also.

mind my stupidness..

lets say earlier i secure a package that said BLR(5.55) - 2.1%

as of that day BNM announce new OPR and BLR are affected

so I assume it would be BLR(5.80) - 2.1%

So, is the 2.1% fixed? until i decided for re-do the package again after lock period?

Of course la!!! only the BLR will flunctuate. The -2.1% stays as it is.

As long as you don't refinance with a new loan agreement, it will stay that way till the loan period ends.

checked with OCBC yesterday, MLR remain the same 4.4%. so my interest remain MLR-1.3% (3.1%)