the 2 names on the SPA can be unrelated, friends, business partner or even strangers... if you buy cash.

whether will the bank approve your loan application is you are getting one, now that is another question entirely.

Naive lady,

if both of you plan to get marry in the near future, you may request your mortgage officer to declare the applicants as fiance fiancee.

BUT in your scenario, my advice to you is to avoid having the 2 names in ur SPA before you are officially engaged or married.

if the whole story goes south, you have a heck of issues to rectify, and trust me... mortgages and properties are things which are REALLY REALLY ugly when you try to resolve it when things like this happens

This post has been edited by merce: Mar 10 2010, 11:12 AM