What I don't understand is why not choose Singapore instead of Australia. Apart from being more stressful the rest Singapore is so much better than Australia if u plan to migrate. Personal income tax is low, food cost less than sgd10 per person in food court, culture almost similar to malaysia (although they are more open compared to us) and no social discriminations. The city is safe. Yes prices of properties are high but property prices in Australia isn't cheap either and probably comparable. Things are definately more efficient here.