1st & 2nd year depreciation is likedat.. No choice wan. i still remembered when my old Civic FD1 which i got it for RM113K in 2006, I saw ppl selling it in 2007 for RM95K...darn my heart also melted..lucky by 2008, price still ~ RM90K, 3rd yr also the same still RM85K, 4th yr also ~ RM85K & 5th yr - RM78-RM<83K...That's Honda lah..So I dun expect Soanat YF to drop till RM20K on the 5th year but I anticipate price of ~ RM60K by 5th yr (For YF model)..i.e slightly worst than Camry & Accord 

especially the sonata after 5years... warranty over liao mah.. 

Most of these 5 year warranties are limited warranties. Only the first 3 yrs are full warranty. Tats the case with Hyundai & Kia. Not sure about other makes.