Feb 21 2010, 01:27 AM
QUOTE(NaiveLady @ Feb 18 2010, 06:34 PM)
Hmm...let's say the pre-valuer informed it worth RM255K, so i proceed to buy the property at RM250K.
Thus, I will loan RM225K.
During proper evaluation, let's say the valuer informed it only worth RM220K. So how ar?
Can I still be able to loan up to RM225K?
which is why you should during pre-valuation, record down the valuer name and the given price. When shits like this happens..you can point back to who gave the valuation. Usually during pre-valuation is always lower than the actual valuation (from those experienced ones lah) in order to save their @$$Thus, I will loan RM225K.
During proper evaluation, let's say the valuer informed it only worth RM220K. So how ar?
Can I still be able to loan up to RM225K?
plus if valuation report comes out at 220K, means it's 90% of the valuation price, not 90% of the purchased price.
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