I use my simple estimation to calculate the current price of the property and their rental unit . Imagine if i purchase the whole condo with cash and no banking loan. no interest involve . I think we can judge that the current market rate for sales and rental ongoing may not be the true picture of a property investment.

The sales price is too high, the rental rate is too low and for the next 20 years of investment , you just getting a few thousands only .

If any adviser have a better calculator or formula to assist in the purchasing decison, please advise in this thread.

i might have miss something... let's skip the bank loan etc that could not help in finding the real property that is worth investing.

here goes to one of the property i estimated and the rate i use was published in the net except for the monthly maintenance charge and repair cost i estimated.

Punchak Damansara

1st - 10 years

Condo Price:- RM 220,000
Rental:- RM 800 per month
Condo Maintenance : - RM 100
Repair : - RM 50
Monthly Gross Income: RM 650

Net Income (Annual) : RM 7,800

RM 7,800 x 10 years = RM 78,000

capital appreciation of RM 22,000 based on 10% increase @fter 10 years

1-10 year Net Income RM 100,000

11th - 2o years

Condo Price :- RM 244,000
Rental : RM 1100
Condo Maintenance :- RM 150
Repair: 50

Monthly Gross Income : RM 900
Net Income (Annual) RM 10,800

RM 10,800 x 10 years = RM 108,000

Capital Appreciation of 10 % @ RM 24,400

11-20 years Net Income RM 132,400

Overall 20 years Collection @ RM 232,400

Profit generated is RM 12,400

i think i misquoted the info of this condo, Punchak Damansara is near to one utama and the price is not RM 220K . It should be around RM 170K if not mistaken.

i will put up a new estimation soon but anyone who can help me also welcome.

I expect the surrounding to change and enivronment will be better after 20 years. sometimes new buildings will come up and make the property value increase.

seriously better rental rate in JB .
true or not?