Hi All,

My home loan was not being approve because bank are not convinced that I am working under contract for MNC company but permanent staff under manpower staffing.

Anyone have experienced that before? please share and how to get my loan approve as my credit record is clear.

Loan amount: 200k
Salary: above 10k
Bank: RHB

Outstanding Loan: 1 car loan - RM800
1 joint account housing loan - RM1200
2 Credit Card - RM3k

Dont know why not approve and the joint housing loan is non-priority loan. CCRIS Clean with all 0.

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Added on February 1, 2010, 8:38 pmYes, submitted all the document.

This post has been edited by vaio_me: Feb 1 2010, 08:38 PM

Hi Leongal,

Nope...I just pay rm800 for car loan and the other joint account housing loan is paid by my siblings. I just spend 8% of my salary for loan.

Benardyong,

Yes, I am still waiting for other banker news.


Sheakhu,

I see, did other bank approve your loan?

dvinez,

3k is outstanding balance not monthly payment.

I see...because of the 3k? I don't think so, i do not have any late payment and the 3k is outstanding amount. I think bank will only concerned about default in payment.

I see,so fast. I am still waiting for 3 more banks to come back.