dun have to inform them that u r a contract employee. they asked u for appointment letter or did they make reference check with ur hr?

even if u r a new joined employee, ur continuity in contribution to epf is sufficient to convince bankers.

i have known those who r self-employed (with so-so financial support but good repayment record) have only few issues in getting approval.

however, those whose basic salary is low but fixed say, rm500 pm but earns on fluctuating commission which can sometimes exceed say, rm10k may still subject to rejection.