I'm really surprised you are willing to part over RM 600 a month without knowing what you are insuring.....you must be pretty rich

Anyway, you should really consider changing an agent as old aunties normally do not have any idea what are they talking about and obviously will turn their heads when you are really *touch wood* in need of claiming the insurance benefits.

Think and think again whether your family's welfare is more important or that image of an 'obedient' son is more important.