Well, bro. Sad to say that you sucks in your financial management. No offense.

Since you've already committed (600/mth somemore ), I'd say you can either:
1. Change the policy if you don't like/trust her service.
2. Ask a friend who is working as an insurance agent to run through the policy for you and consider whether you want to change.

As an ex-agent, my advice to you is to look for the service 1st then only consider the policies/products.

Now I'm not an agent anymore but sometimes I still review some policies for my friends for free. (Some agents might charge for reviewing policies)

If you need help, you reply here la.

For your question, once you've signed the policy, the commission of the policy will go to her. Others from the same company as hers will not bother to handle your case cause there is no benefit towards it.

My advice is study before you go into any contract of policies.
You can cancel a policy anytime as a consumer.

Btw, insurance is a serious thing you know? It's important to be filial but it's more important to have a GOOD FINANCIAL PLANNING!

Ask your mom this, "mom, you want me to suffer in my afteryears financially or you wan me to upset your 'so-called' fren? u decide mom."

Cheers.

+1

TS, as I've mentioned, go for the service 1st. By the end of the day, the purpose of an agent is to SERVICE you when you need them. Well, the quality of the product is another key factor to consider when buying a policy.
That's y i handed my cases over to my manager and make sure my ex-clients are in good hands.

So, YOU choose for your own needs. NOT YOUR MOM.