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 My Insurance Agent, Buta Huruf.. 60yr old aunty

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TSaskm3
post Jan 29 2010, 10:21 AM, updated 16y ago

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Hi there,

I have this insurance agent, that is a friend of my mom.

She(agent) use to become our family agent for almost 20yrs.. but only pass her test on 2008.

All the while she's(agent) been using her son-in-law name before she(agent) gets her own license.

Every time whenever me and my wife has a question, she(agent) doesn't know how to answer. She(agent) only know how to read in chinese but not in english.. (wondering how she pass her test)

Currently I have bought few policy about rm600/month for my wife and children.

And I don't even know what is my policy covered. The whole pile of papers she(agent) gave to me seems too ridiculous for me to study.

She is my mom's best 'pengampu' friend for a long time. Even my both brother's family have bought policy from her for quite sometime and they are frustrated too.

Any one had this same problem too..? To change agent is quite impossible for me, cos I don't want to offend my mom.

Need advise...
TSaskm3
post Jan 29 2010, 11:04 AM

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QUOTE(cheez @ Jan 29 2010, 10:30 AM)
Well, bro. Sad to say that you sucks in your financial management. No offense.

Since you've already committed (600/mth somemore sweat.gif), I'd say you can either:
1. Change the policy if you don't like/trust her service.
2. Ask a friend who is working as an insurance agent to run through the policy for you and consider whether you want to change.

As an ex-agent, my advice to you is to look for the service 1st then only consider the policies/products.

Now I'm not an agent anymore but sometimes I still review some policies for my friends for free. (Some agents might charge for reviewing policies)

If you need help, you reply here la.
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QUOTE(WoodStock @ Jan 29 2010, 10:33 AM)
well, i just think it is reasonable to take your own agent wat..
insurance agent is a service industry.. which you expect the agent service when you need it..
just imagine, your agent is 50 years old, and you are 25 years old..
at the moment you really need the insurance, especially in your elder age (for example 55 years old), how could you expect a grandma of 80 years to service you to claim the insurance for you..
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QUOTE(vandoren @ Jan 29 2010, 10:38 AM)
TS did buy insurance for his kid too.
Just imagine when his kid age 25, and the nanny still there to service?
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I don't have a chance to choose which policy I wanted, all the while, is she(agent) proposed to my mom first, and we are like being force to take it, same goes to my both brothers.. my mom seems to be brain-wash by her(agent).

If let say, I would like to get a new person to handle my policy, what type of steps should I do first?

Thanks.
TSaskm3
post Jan 29 2010, 11:15 AM

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QUOTE(leongal @ Jan 29 2010, 11:10 AM)
actually you have the right to not sign the policy, if you don't understand it at the first place....
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this is not an ordinary insurance agent.. my mom play the biggest role in ASKING instead of convincing.. doh.gif doh.gif

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