DCA = Dollar Cost Averaging
VCA = Value Cost Averaging
TwinVest = a combination of both DCA & VCA

All three of the above are periodic & programmatic approach to investments, no fear, no greed

Of the 3 methods, only VCA has exit plans built-in.
DCA & TwinVest has no effective exit plans built-in, they are just entry plans. U need to couple it with your own exit plans

Google these 3 and you'll find one more - A.I.M (automatic investment machine). Hehhe - waaaaaaay too long for me to write here and waaaaay too lazy to type. Google girl, google!

And both of these, Australia and Natural resources are hand in hand dropping like a rock.... Buy if you think iron, nickle, copper, oil etc is going up in the future...

This post has been edited by gark: Aug 13 2011, 02:38 PM

Got 1 question... let's say if the fund I invest thru monthly regular investing is closed or fund all suscribed, will the monthly regular investing keep continued to put money into that fund?

My economy is bad la brother..
How to help me?

If you mean regular investment via SI/DDI, then yes, it will continue.

Hehhe - dont "eat" too much AJI .

I'm currently now >54% in bonds, FD, etc. (Fixed income)
+ 31% +/- in REITs & Properties
VS
15% or less in Equities exREITs.

Thank goodness to Value Averaging reducing most of my entries earlier

Whew! The whiplash / roller-coaster in Equities these days are "interesting" to say the least. GREAT time for ppl that have been Value Averaging earlier till now

This post has been edited by wongmunkeong: Aug 13 2011, 05:54 PM

Halo, what's the tax rate for dividends?

What is SI/DDI mean?

standing instruction/ direct debit instruction

Thanks ya!

pheeww~

Haizh.. 54 + 31 = 85%
85% in laggard stuffs which don't need monitoring.. So good.

Aji really Aji aji aji liao.. Hahaha.. Continue to hold Aji!! Next time sure people will eat more Aji!!!
Value averaging liau. Good good good..

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Added on August 13, 2011, 9:28 pmFrom equities, 25%


This post has been edited by Bonescythe: Aug 13 2011, 09:28 PM

I support - i like Ajishio

ya, we just sold the units..... not closed the acc.

if we withdraw all the money from saving acc, the acc is empty but still active.

but PSF, PRSF... i dont c any awrads the this funds, but doing well also. just strong and just steady.

If QE3 announced, then is time to ask customer to cash in again, and all the agent will be smiling again

Hahaha..

Please support me by buying Ajinomoto to eat..

According to google (which you like to quote), you are way too much under-weight in equities. You should be a lot higher - depending on which "google" page you believe, you should be as high as 60% in equities.

i get sumpah from my wife, no dividedns since launch ... just get 1 st dividedns for PAUEF.

ya, Aud funds is good in term of currency exchange. GO FOR IT. AND STILL HIGH RISK TOO.

PAUEF it design for those wants to send their kids to australia for education.

60% equity right now at this moment? Wah lao.. You must be a super risk taker.. The market now so volatile until got people suicide already..

Not for any particular moment, just a general % based on general investment principles, taking years-to-retirement into account. I presume wong is not that old...

People committing suicide are gamblers - not investors.