im wondering, how can i check the NAV of the funds?

Where can I know about more regarding the dividend of fund's I've invested?

In my case, I've learned not to rely on Public Mutual's funds that invest outside Malaysia. I find that their domestic funds earn very steady returns but there is a lot of variation between their foreign funds. It makes sense too. I trust Public Mutual to be knowledgeable about the Malaysian market but do I trust Public Mutual to have enough skilled analysts to be knowledgeable as well on US, China etc. stocks? I think not.

I think if you want to invest in a foreign country it is better to try to find the best unit trust fund for that country that is based there directly. Of course, this is only feasible if your investment amounts are large enough.

It doesn't look like PM has any "feeder" funds, ie you buy a PM fund which buys into other foreign managed funds.

That way, it would suite those investors who want a foreign managed fund, and yet deal through a local company.

I haven't read through the details of every fund, so I could have missed something.

There would be some additional hidden fees.

If you read correctly, I put "double" in quotes. That means don't interpret it too literally.

The point about fees is really only one of many factors. The point should be how much you expect to get in hand, ie actual returns after all the fees and charges, and after all the non-tangible factors like dealing with local companies etc, the invester makes his/her decision.

True, there is a limited choice of feeder funds. But one is obviously not limited to feeder funds, only.

Indeed it is. And that's was my whole point - that it's a choice, and that such a choice is not available through PM.

Now that we are still on this topic, what your current favourite foreign fund managers/websites? Name the top 3 if you have more than 3.

PS: forget about those who might complain this is a PM thread and not foreign fund managers.

A question here, when you say you invest directly with them, how do you do so? Can you directly invest in these funds in Malaysia? Or do you have to open an offshore bank account or something?

hi forumers,

need some advice here.
my fund PAGF has not recovered from the initial price i bought due to the economy crisis, a big slump in 2008.

thinking should i switch to other, PAUEF?

i have a question regarding funds in PM.
Are these funds similar to "passively managed funds"? I know PM has one fund called Index fund, is this same as the index fund that is invested against indexes?

sorry I am still learning about unit trust funds.

Another new fund:

Get optimum returns from Public Mutual's new Public Optimal Growth Fund

URL: http://www.publicmutual.com.my/page.aspx?n...rls_070610_1700

Hi unitholders, currently im helping my mother to plan our family funds. First of all, she invest in PM around 1996 and invest rm500 monthly until today for my sister. Which bring a total of 172k. She just blindly invest only. However, few weeks ago my mom opened another 1 account for me. Total 108k. I dont understand how the 5.5% charge works. Now my mum got around 120k in amanah saham wawasan 2020. So after ASW2020 pay out the interests, she plans to transfer all the money into PM. So here are the questions:

The 5.5% charge is agent fee, so if you invest RM 100K, RM 5.5k will be given to the agent, so your account will only show a total of 94.5K.

1. Should we put 120k into my sister's one? Based on my calculation, the returns for this year based on my sister account is 12%. Total amount invested rm61k+, and the return is 7k+(this is for 1 fund. got another fund i dont know the amount)

It does not matter if the account belongs to whom, it is important what investment fund it is invested in, one fund will have one account.

Sorry im secondary school leaver so i dont know much about unit trust or mutual fund. Learning it now by the way. Because im solely looking at the return % only. Assuming invest 500k with minimum 8.5% return, can get RM42500 annually which is more than enough to bear my education fees + living expenses in college.

Please note that Unit Trust earning are not guaranteed, there will be years where the unit trust will LOSE money, do not depend on it as fixed income. What will you do if suddenly your unit trust fund lose 50%? (happen before.)

2. If put 120k into my account, will the return as high as in putting 120k into my sister account?
Again depend on the unit trust fund invested and does not matter whose account.

3. Is that worth to transfer all FD from other banks into PM?
If you intend to transfer all FD, please be aware of the risks, investing in Unit Trust you can earn very high amount and ALSO lose a lot of money depending on the stock market sentiment.

4. I heard some people say PM is riskier than amanah saham. But from my POV, lately many rumors that government will bankrupt and bla bla due to corruptions. This make me trust PM more than ASW2020 but we still need to prepare for the worst case scenario. So if PM really going down, what to do? withdraw all the money?
PM is riskier than ASB, not necessary Amanah Saham. If PM were to cease operation, your money is protected under trustee and creditors will have no claims.

hi gark, i just checked the datails.
1st one is regular saving fund
2nd one is ittikal fund

i) What if i put 30k into X fund, then few days later i put 70k into X fund again? It charges 5.5% from 100k or 30k?
ii) It is my mother extra FD. Around 200-300k left in FD 
iii) After all since she invested in ASW2020 and not in ASB, so it is worth to transfer ASW2020(112k) into PM right?

I found Public Growth Fund(PGF) instead of Public Bank Growth Fund. The PGF no doubt performing very well along with PSF. PGF last 3 years Distrubution yield(14.7%,  20.9%,  8.5%). Meanwhile PSF D.Y are (12.6%,  14.7%,  12.4%). Those are 2007-2008-2009. Still better than ASW2020 which offer less than 7%.

i just checked with PM, Most of my dad's fund were bought at 2007 ogos. Put in a total of 59k and now value is 62k.

Already lost out to inflation 

[[(Rm62,000 - RM 59,000)/RM 59,000]^(1/22)]x12 = 2.7735% annualized rtn from Aug'2007 until today (Jun 2010)

The above is with assumption that the dividend payout is reinvested. Idunolol, please let us know which fund is it so I can also avoid it like the Bubonic plaque.

Xuzen

Guys,if i were to switch fund, Will the 5.5% charge apply?

IIRC my dad have a fund that is public islamic dividend fund. Return is absolutely rubbish with 5.1k in  at 2007 and now only 5.2k

Was thinking to put them into highly aggressive fund such as Small Cap

noob question.i don understand when people said that dividen is juz one of the lie of pm.so where we gain our profit?juz by buying at low price n selling at high price?

Will it make a difference

Last last time i have 5.1k inside. Then now i only have 5.2k AFTER all my dividends are reinvested back to the fund. So now my money only grew 100 right?