Jan 18 2010, 11:59 PM
QUOTE(nujikabane @ Jan 18 2010, 09:23 PM)
@epalbee3,
with my salary, I think I can cope with the repayment. But I'll have to manage my finance better and cut spending, at least for a year.
@imax80,
yes, that is exactly my concern. The thing is, I'll need the car soon, it can't wait. Had I been given the chance, I'd rather buy the car next year.
You are not sure as ah-suknat pointed out, so it is a risky movement and leave no room for error.with my salary, I think I can cope with the repayment. But I'll have to manage my finance better and cut spending, at least for a year.
@imax80,
yes, that is exactly my concern. The thing is, I'll need the car soon, it can't wait. Had I been given the chance, I'd rather buy the car next year.
For cashflow management car loan will be more comfortable, but longer duration means more interest to be paid. Surviving is about cashflow management as well. No cash cannot survive.
If you need a car for transport, why must buy a 44K brand new car
Cannot settle for second hand car that match your existing cash you have?
Cannot settle for brand new Perodua smaller car?
By then, don't need to take loan if loan does concern you a lot.
All problem solve by then.
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