Dear all, I need advise on selling my newly completed condo. I would like to sell off the condo and buy a landed property. However, I am unsure of the exact calculations for my selling price. The loan is still within the lock-in period. Here are some questions I have :

1. Will I need to pay for RPGT as well as lock-in penalty ?
2. How is the lock-in penalty usually calculated ?
3. Any formulas that can be used ?

Hope to hear from the financial experts. Thanks a lot