i buying a house worth 380k
plan to loan 150k , the rest cash
must i have property valuation fee, and buy MRTA ?
or can i nego with the bank ?
selling price 380k, loan 150k, need MRTA and valuation ?
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 Jan 12 2010, 07:48 PM, updated 16y ago
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#1
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Senior Member
2,276 posts Joined: Jan 2003 From: subang, sunway, puchong, pj -- does_this_annoy_you?  
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Jan 12 2010, 08:25 PM
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#2
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VIP
9,137 posts Joined: Jun 2007 From: Wouldn't be around much, pls PM other mods.
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MRTA depends on banks. I know HSBC doesn't require MRTA.
Valuation fees also depending on the bank. That can try negotiate. But most of the time they will charge the valuation fee. |
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Jan 12 2010, 11:38 PM
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#3
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Junior Member
467 posts Joined: Feb 2007
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MRTA is option i took rm 1mill loan din take MRTA
Valuation is a must watever the loan amount & its based on ur property value not ur loan amount...if ur property is 10million but u only wanna take 100k loan, the valuation fees is still charged based on 10million |
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Jan 13 2010, 01:41 AM
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#4
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Senior Member
2,663 posts Joined: Feb 2008
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Valuation is a must and MRTA is depend on which bank you apply. Some compulsory some optional.
Pm me if you need MRTA or MLTA quotation.  |
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Jan 13 2010, 08:19 AM
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#5
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Senior Member
7,923 posts Joined: Feb 2007 From: 1 Malaysia
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some banks no need mrta or valuation fee
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