yes, you are right.

OSHC isn't affiliated with universities (but if i'm not wrong, monash offers a percentage discount off due to their strategic partnership et cetera)

not that i'm offering any sort of financial advices, but if anyone here (especially prospective/future students) who has any banking related questions in oz, you can actually ask me here or via PM.

i actually did some relatively detailed researches with regard to the banking facilities here; just a personal interest

erm there is no such thing as far as i know.

a card is valid until the month/year stipulated on card itself or unless you/bank cancelled it.

i think, the bank is impying for you to come in every year (usually march) to present your student ID as a prove that you are still a student

otherwise you will have to pay the yearly account maintenance fee

---

Added on February 2, 2010, 1:09 pmoh by the way, RBA has decided to hold the rate constant at 3.75% for the month of february, earlier today at 2.30pm AEST

hence the AUD has plunged a little.

it is currently hovering around 3.00

This post has been edited by nokia2003: Feb 2 2010, 01:11 PM

huh? what on earth were you referring to?

i was implying the exchange rates

---

Added on February 2, 2010, 4:58 pm

This post has been edited by nokia2003: Feb 2 2010, 04:58 PM

prefer MAS for two reasons;

1. prefer local hospitality

2. accrue enrich points (i managed to upgrade to business class using the points, when i flew from tullamarine to KLIA)

---

Added on February 3, 2010, 9:26 pmthough i'll admit that they aren't the best

This post has been edited by nokia2003: Feb 3 2010, 09:26 PM

i honestly doubt that they will tax you for books.

furthermore, if they are used books, more a reason, not to worry.

---

Added on February 3, 2010, 11:37 pmhowever, be warned, that if you attempt to dispatch food into australia, you might encounter some hiccups.

a friend, once sent me a box of dried and packed food from malaysia and guess what?

the custom department took the liberty to open it up and scrutinised the contents.

they were subsequently cleared, with no item confiscated. they did, however included a couple of pamphlets, warning me what are items prohibited into the country.

they even repacked the box securely (and arranged the contents inside nicely)

This post has been edited by nokia2003: Feb 3 2010, 11:37 PM

well of course, it depends on your luck at times (not just australia, but postal services globally)

i purchase quite a number of electronics from abroad regularly and i have experienced my share of "disappointment"

i would be more dubious if an institution that offers MBA doesn't have such a prequisite.

short cuts typically don't lead to anything significant (especially when it comes to education)

common sense will tell you that, you are not the only student that they are handling or processing during such peak period.

besides, cards are to be posted and may take a few business days to arrive (due to logistics & geography of australia in general)

you have answered your own question; bank drafts are not cash and therefore are not governed by the rule.

yes melbourne for starters.

there is an old saying, that goes, if you are in melbourne, single and endeavor to be attached

and yet still fail to find a suitable half/GF, you are either;

1. incredibly fussy with high expectations, or

2. you are gay not straight

This post has been edited by nokia2003: Feb 9 2010, 08:40 PM

chadstone FTW!

you don't need to be a genius to be honest, to realise that the rock bottom exchange rate during the GFC, will not be stay stagnant.

my parents were so adamant that the rates will even go lower and i convinced them otherwise...

i used to have it (but cancelled it off recently)

you are definitely eligible for the student version (if you are still one) and the limit starts from AUD3000.

the limit will progressively increase from time to time.

it is also free for students, but you will not be eligible to accrue the points from your spending.

not much point to own a credit card for me; my debit cum mastercard will suffice

i applied directly at the branch.

and it was dispatched to me, about a week later.

superficially, they look identical.

just that student's version has the advantages/dis- that I have mentioned earlier.

but they did ask a lot of questions when I wanted to cancel it; typical banks.