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 Studying in Australia (V 3.1), Please use proper English

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TShaya
post Sep 9 2011, 06:59 AM

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QUOTE(LightningFist @ Sep 8 2011, 10:48 PM)
normally it isn't the foreign bank you're dealing with that charges the transaction fees, rather it's the intermediaries involved
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I think the point is that Foreign Telegraphic Transfers (TT) of funds, you are slugged twice for "transaction fees". For instance, Maybank in Malaysia charges RM10 for a TT, and when the funds arrive in your Australian account your bank will take a cut (about 2%) if the funds. (Assuming you're transferring A$10,000, that's A$200 taken by the bank).

With bankdraft's/cheques/whatever they're called these days, the draft/cheque only costs RM5 from Maybank, while the Australian bank does not take a cut from the draft/cheque's funds. If you make out a draft for A$10,000, A$10,000 will be deposited into your account. No more, no less.

2) Not sure why most people seem to have issues with signing up for a postpaid "cap" plan. I put in a order, and the next morning at the godly hour of 7.30am there was a courier on my doorstep with my phone.

For newcomers, prepaid is the best way to go. No credit checks, minimal identification, and if you outgrow the plan, you can port the number that you've given to everyone you met at o-week to a new provider. MNP here is fast. I've seen porting done within the day itself.

I'm starting to see a pattern here: they're quite lax when it comes to ordering services online.
LightningFist
post Sep 9 2011, 11:35 AM

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AUD200 on a transfer of AUD10,000 is too dramatic... Maybank in Malaysia might charge a fee, and the intermediary it uses in Australia (not your bank) may charge a fee, and this normally comes up to AUD15 to AUD30...
limeuu
post Sep 9 2011, 11:40 AM

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there is a ceiling on charges.....varies with banks....but usually about aud20 max....suncorp took $18 from me for a $5000 tt years ago....

still money....

i would just bring a banker's cheque over.....but that's me.....don't believe in paying money if i don't have to.....smile.gif
Hikari0307
post Sep 9 2011, 04:05 PM

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My parents has done some TT from Maybank to my CBA account a few times for a few thousand dollars and Maybank charges my dad around RM40-50 (don't really remember but it was around that) every time (When I went to a branch to do it once the guy at the counter told me it was a flat rate) and CBA(or whoever) has taken AUD10 from the amount transferred every time we did it. They've sent me from AUD 2000 - AUD 10000 and we get charged the same amount every time.

getting a postpaid cap plan is easy enough, just go in store with all the necessary documents and it'll only take you twenty minutes or so. Getting a prepaid is easy enough and the numbers can be ported easily as well if you want to change later and usually it'll only take a few hours to port or if your unlucky then a few days.

This post has been edited by Hikari0307: Sep 9 2011, 04:06 PM
yapwen
post Sep 9 2011, 05:39 PM

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2012 February intake for University of Queensland.. Anyone?
Sorry i'm a newbie on this forum.. I'm not really good at using this forum yet...

This post has been edited by yapwen: Sep 9 2011, 05:40 PM
hihihehe
post Sep 9 2011, 10:50 PM

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just get the mobile plan via online because they have many online deal going on(especially optus and vodafone/3)
LightningFist
post Sep 9 2011, 11:24 PM

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Do I need a credit card to recharge credit online or via text? On Optus.

Thanks.
onelove89
post Sep 10 2011, 05:58 AM

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QUOTE(LightningFist @ Sep 9 2011, 11:24 PM)
Do I need a credit card to recharge credit online or via text? On Optus.

Thanks.
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prepaid? I think you can use paypal if you have one =P but if not, CC would do.
LightningFist
post Sep 10 2011, 10:24 AM

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QUOTE(onelove89 @ Sep 10 2011, 05:58 AM)
prepaid? I think you can use paypal if you have one =P but if not, CC would do.
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How about BPAY?
zhenzelibaby
post Sep 10 2011, 11:09 AM

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QUOTE(hihihehe @ Sep 9 2011, 10:50 PM)
just get the mobile plan via online because they have many online deal going on(especially optus  and vodafone/3)
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really? How is that done? Is it safe?
hihihehe
post Sep 10 2011, 01:22 PM

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QUOTE(LightningFist @ Sep 10 2011, 12:24 PM)
How about BPAY?
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don't think they will accept bpay but you can have a look at their website

QUOTE(zhenzelibaby @ Sep 10 2011, 01:09 PM)
really? How is that done? Is it safe?
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just go to their website and order from there. the most popular promotion is 2/3months free access.
also, ask for more deal(usually they give you $25/$50 credit) by calling them.

my girlfriend got BB9780 from vodafone and get 3 months fee waived + $25 credit on her account.
angelsien
post Sep 10 2011, 05:06 PM

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i think its probably easier to just drop by at any vodafone/optus shop to get it.
thats what i did.
just brought my bank statement, ecoe and passport and got it in less than 15mins. no hassle.
onelove89
post Sep 10 2011, 08:39 PM

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QUOTE(LightningFist @ Sep 10 2011, 10:24 AM)
How about BPAY?
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i think its only by CC and paypal. and some new feature called payclick or something =P not sure what's that. but I don't think we can pay using bpay.
Hikari0307
post Sep 10 2011, 08:53 PM

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QUOTE(LightningFist @ Sep 9 2011, 11:24 PM)
Do I need a credit card to recharge credit online or via text? On Optus.

Thanks.
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I don't think you can use BPay, never saw the option to do so if there's any. You use paypal or a credit/debit card. Or the old fashioned way of buying the voucher in store.
LightningFist
post Sep 10 2011, 08:54 PM

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A debit card online?
Hikari0307
post Sep 10 2011, 08:55 PM

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QUOTE(yapwen @ Sep 9 2011, 05:39 PM)
2012 February intake for University of Queensland.. Anyone?
Sorry i'm a newbie on this forum.. I'm not really good at using this forum yet...
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what's up? If you need anyhelp the good people of UQMSA or MASCA QLD is always ready to help out
https://www.facebook.com/UQMSA
https://www.facebook.com/MASCA.Queensland


Added on September 10, 2011, 8:56 pm
QUOTE(LightningFist @ Sep 10 2011, 08:54 PM)
A debit card online?
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you can use a debit card if you have one, use it the same way as a credit card.

This post has been edited by Hikari0307: Sep 10 2011, 08:56 PM
LightningFist
post Sep 10 2011, 09:35 PM

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Thanks.

Which prepaid plan/which company's service would you recommend? I'm currently on Optus $30 prepaid but it seems to run out pretty quickly.
daylight_dancer
post Sep 10 2011, 09:44 PM

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QUOTE(LightningFist @ Sep 10 2011, 09:35 PM)
Thanks.

Which prepaid plan/which company's service would you recommend? I'm currently on Optus $30 prepaid but it seems to run out pretty quickly.
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Change your Optus prepaid plan to the Turbo Charge.

$30 recharge will give you $120 value if you're on the Turbo Charge plan, $50 will give $250, if I'm not wrong.

This post has been edited by daylight_dancer: Sep 10 2011, 09:45 PM
hihihehe
post Sep 10 2011, 10:00 PM

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QUOTE(angelsien @ Sep 10 2011, 07:06 PM)
i think its probably easier to just drop by at any vodafone/optus shop to get it.
thats what i did.
just brought my bank statement, ecoe and passport and got it in less than 15mins. no hassle.
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but it would be easier from website. no need to bring documents along and "easier" to pass 100 points.
i cant apply from store because im holding bridging visa but i pass from online.
LightningFist
post Sep 10 2011, 10:07 PM

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QUOTE(daylight_dancer @ Sep 10 2011, 09:44 PM)
Change your Optus prepaid plan to the Turbo Charge.

$30 recharge will give you $120 value if you're on the Turbo Charge plan, $50 will give $250, if I'm not wrong.
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I like the 60 day expiry tongue.gif

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