Hi, Every1. I would like to get more information and clearness on current BANK BALANCE TRANSFER Promotion which offering by many bank :

1) Public Bank - BT XI, BT X & BT VIII -Public Bank
2) EON Bank - Get 1% cash rebate -EON Bank
3) UOB Bank - 0% interest -UOB
4) Ambank - Double Volume Balance Transfer (i using Ambank, but i want transfer other Bank CC to Ambank, is it ok? but Ambank Credit limit not enough)
5) Alliance Bank - 12 & 18month BT plan -Alliance Bank

Any other more bank offering attractive BT Plan now?

Which bank can approve in 1-2weeks time, and easy approve on it. Any one can explain to me more on BT for above Bank. Actually what is the meaning of upfront?


Thank you

Direct Access - 0% for 6-month

Details: http://www.directaccess.com.my/index.php?c...101&tpt=cimb_da

CIMB Enrich Card also provide 0% for first 6 months.

someone told me Stan Char offer new member for 3.99 p.a for 8,12,18 month. is it ok for applied in Stan Char?

CIMB Enrich, i not eligible.

Direct Access, how was it?

PBB - 0% p.a. for 6 months

http://www.pbebank.com/en/en_content/personal/cards/bt.html

What you meant by "how was it"? What you wanted to know?

RHB 2% per year (first 3 month 0%)

try PB...new offer 0% for 6 month...valid until end of this february

Easy to apply?? 0% p.a. for 6 months, then after 6months back to normal rate?


Mean, DA BT easy to apply? worth to own1?

2% per year? then how long the period?

does many ppl apply PB? EON not good?

Maybank 0% for 3 months.

seen like there is too many choices la..
i also blur now..dunno which to choose..
let say i got 30k CC debt...should i transfer all in once or do separate ?
someone expert here pls advise me ..thanks.. and if can provide me the bank tat provide attractive rate.

From above 1 to 5, best is Public Bank 0% for 6 months.

Upfront means that thye charge you a certain % upon approval. Example, if you do balance transfer of RM1000 and if stated 2% upfront or processing or handling fees, it means you have to pay RM20 upon approval.

Click on my signature below for more on Balance Transfer, but the public bank comments are outdated with the 0% for 6 months.

Another thing, do you have Public Bank CC? PPB very stingy with their credit limit.

You may apply for CIMB/Direct Access where they also offering 0% for 6 months.

HSBC Balance Transfer 3% upfront interest for 12 months

This post has been edited by MakNok: Feb 6 2010, 12:01 AM

I recently BT from MBB to DA.

Pretty fast approval within 3 days.

If you would like long duration, EON bank would be my choice. 36 month for 9.99%, 48 months forgot how much adi but quite low. Average 3%+ P.A.


If u can get high credit limit that enough to transfer all 30k then go for 1. Dont forget the RM50 GST if u plan to get few CC. Else you have to choose 1-2 CC with highest credit limit and acceptable interest rate.

If it is 0% for 6 months, you think you are able to pay off 30k in 6 months?
BT only the amount you able to pay off, else you will stuck at higher interest rate (new card will start with 17.5% pa while your old card might be lower to 13.5% pa if you pay minimum amount on time every month)

Hi, i want to ask, my bf bought a desktop from court mammoth, he has to pay court mammoth rm120 for 4 years. if he can pay the remaining RM4k right now, he will get a rebate of rm700++.

can he use Eon bank cc to pay the rm4k and then after several day balance transfer to cimb DA?

thanks for helping.

accutane, yes u can do it.

HLB not bad, can early settle no penalty..

I want to do HLB bt pls contact me !

now citibank got some great offer, 9 mth with 0.33%/mth...

Whats the best offer for now? I have 1 cc from mbb & 1 cc from PB. Wanna do balance transfer for both. PB around 3k, MBB at 4k

Hi Clarance,
I'm working for a middle east bank and we offer a programme balance transfer too but not transferring to a credit card but to a financing instead. And this is what we have to offer.
> We don't offer a 6 months 0% interest, but a flat rate of 8.5% per annum (Lets say you have an outstanding of RM20,000) can you really clear it in 6 months?)
> Certainty in repayment, there's no minimum payment
> No interest, so no effect on compounding balance, (if you pay a minimum on your credit card the compounding balance will be charge interest, but for us, even if you did'nt pay there's no effect on compounding balance as there is no interest)
> No penalty for late payment, only postal charges (when we send the reminder)
>rebate for early settlement

If you wanna know more feel free to pm me.. : )
Regards, Hafiz Noor : )

standard charterd only 0.33 percent per month .. for c.card ..
interested can find me ^ ^

EON Bank is the best.

try alliance bank. i heard thier plans are not bad. the hotline number is 03 80732888

public bank transfer money easily.

CIMB DA BT promo ended?

Alliance Bank

Interest computed using Reducing balance method at 6% pa for life ( same method as a housing house ).

They have a few. This one is better.

This post has been edited by SKY 1809: May 4 2010, 10:24 PM

..for DA at least, it was extended to 30 Sept 2010, but it's not on the website, check your DA brochure that they sent...

But IIRC I just checked my mailer and I didn't saw the extended BT promo.

Let me give them a call tomorrow.

The CIMB DA 0% BT transfer promo is indeed extended to September 2010 and I confirmed this with DA CS.

I also made a BT transfer and it was processed in just 2 days!

Can get the form on CIMB Bank website as well.
http://www.cimbbank.com.my/index.php?ch=43...k&tpt=cimb_bank

The form at DA website is obsolete since the end is still 30 April 2010.

Nice. I've BTed with them twice and now have no balance to BT anymore

Prolly the best CC I've used so far

David, it has been updated as well.
New Balance Transfer End by 30 Sep 2010




6-months BT:
CIMB, DA and PBB - 0%

12-months BT:
PBB, RHB - 1.5%


Not sure if you guys notice CIMB/DA allowed supplementary card holder to transfer his/her balance from the other bank.

This post has been edited by roy918: May 23 2010, 10:57 AM

Promotion has ended.New BT will have a penalty clause if you settle early.Just got updated by Bank Officer last week.
IMHO, in terms of BT services, HLB is still the best. Reason:
i) Just a call to the officer and the process will be settled. Hassle free
ii) No need to submit latest credit card statement
iii) No need to fax anything. just call.
iv) BT processed in 5 working days(max). normally is 3 working days
v) BEST!!They can transfer money to any account you want, not just the credit card

rate wise,not the best..6% per annum for 6 months
but if u want fast and hassle free BT or cash, I can only think of HLB
PM me if you need the contact from the officer
Just SMS her and she will call you

So those banks that offer 0% up to 6 months transfer, any catch or hidden clauses behind or not?

The form has dedicated section for supplementary cards BT transfer.

guys, anymore BT that offers free gift like lappy or phones?

ya any bank offer FREE gift for balance transfer?

Must have a card of that particular bank for balance transfer rite?

hurry.public bank still have bt zero interest. closing date is end of march 2012

any more interesting BT offers?

I want to apply for 0% balance transfer, can any agents who is reading this, or frens of agents contact me by PM pls?

Thanks

halo, any bank now got bt zero interest?

PBB BT looks attractive...

https://ringgitplus.com/en/balance-transfer/

I need the same thing, contact me also.

I check bank Islam giving the best offer now.
1% interest for balance transfer 12 months.
New credit card cash rebate Rm150.

It is equal to zero cost if u get 10k 12 months BT

really? got one near my house, will check them out.