Current auto loan rate:

National Car (Proton/ Perodua)
3 - 5 years 3.75%
6 - 7 years 3.90%
8 - 9 years 4.00%

Non national car (Retail vehicle other than Proton/ Perodua)
3 - 5 years 3.25%
6 - 7 years 3.40%
8 - 9 years 3.50%

Used car
3 - 5 years 4.00%
6 - 7 years 4.15%
8 - 9 years 4.25%

Car aged 7 - 10years usually can only get maximum 7years loan and rates can be different.
Bank will charge higher interest rate for very low loan amount and short tenure of finance.
Bank can refuse to give EWP for low loan amount with short tenure of finance.