I have plan to purchase one second house for my first house. and this will be my first time dealing with loan etc stuff which i have very less experience. after come to searching here forum

http://forum.lowyat.net/index.php?showtopic=989176&hl=

and asking fren getting some infomations. likely i know what is the direction i going to do. just would like to getting the last advice does this plan worth..

Planning: buy 2nd house 180k (target)
Down payment: 20k
Loan: 160k
Installment: 30 years (for age 30, could it possible?)

Loan type to be consider: Flexi
Current BLR 5.55; Bank offer -1.8 across all bank (been thought is new policy..is it true?); interest rate 5.55-1.8 = 3.75%
With MRTA (does basic package cover for DEATH - SICK and ACCIDENT)?
Which bank to take loan: Pending action to meet bank-bank officer

among so much bank there, which is the best? or certain bank at certain place is pushing different offer? my fren used to have -2.2 from standrad charge bank

based on my calculation using loan calculator at web site, monthly payment is around rm745 at 4% interest


does this worth n work...

yes, no more zero cost, good if have, can safe 4-5k at least which bank u loan flexi?

i see MLTA is life insurance. i have oledi with Pru