i got a question about Mortgage Decreasing Term Assurance (MDTA) and Mortgage Level Term Assurance (MLTA).
1. what are the differences?
2. there is a book say dont take MDTA cuz not worth it. i dont know how to justify it. (i'm seeing it from an investor perspective)
3. i'm looking at an unit for investment (definitely for the first 5 - 10 years) however i might use it for own stay cuz the location is not bad, can anyone advice which to take?