cancellation and book now pay nothing are two different things. for cancellation, you need to check the cancellation policy whether its free cancellation, or there is a cancellation fee involved.

Any idea WHEN they charge your creditcard upon you making online booking of hotels?

All these while I have been using Booking.com & they only charge my creditcard ON THE DAY you check-in.

As for expedia.com.my, I was told that your creditcard will be charged IMMEDIATELY upon booking online. However if you choose to cancel under the "FREE Cancellation" policy, then they will refund you later.

Since I am booking hotel in Taiwan for Dec 2014, I feel not comfortable being charged the creditcard so early as I may change my mind later. Any comments appreciated.

Thanks.

if you choose book now,pay later then they will normally charge 3-15 days before check in. mine, in this case is 7 days before check in

Thanks. That means better deal than Expedia.com.my.

you actually can see the charged date shown next to the price in agoda

This is what I get when I try to book the hotel. Does it mean a US$15 will be charge if I decided to cancel the booking even 2-months BEFORE the check-in date?

Even in agoda same hotel different cancellation policy, those listed "insider deal" on top of the page normally don't allow cancel.

you actually can see the charged date shown next to the price in agoda

I book my hotel thru agoda, n i realized it is not charge on my card yet. Can you point out where is the "charged date shown"? I can't find it :I

I use the pay now option.

i believe it will take time to appear on your cc especially during non-working days

yea u rite, I have confirm with agoda, they already charged me. juz maybank havent update my amex balance.

did you get the 7% discount by using maybank cc? you can get the discount by going to agoda.com/maybank and it will deduct 7% once you entered your cc number in payment

i made a booking a received 7% discount plus another 5% cashback

General Terms and Conditions:
a. The promotion is applicable to bookings made between 1 Jan 2014 and 31 Dec 2014, for stay between 1 Jan 2014 and 31 Mar 2015.
b. The Promotion is available to the qualifying and eligible cardmembers of Maybank credit cards issued in Malaysia and Brunei. Cardmembers must settle payment with their Maybank credit/debit card in order to enjoy the Promotion.
c. The Promotion is non-transferable and non-cumulative and cannot be used in conjunction with any other discount, promotions, discounted items and fixed price items (unless specified).
d. The Promotion is applicable to booking merchant hotels at participating destinations and designated hotels (prepaid only) made through a dedicated landing page only at following URL: www.agoda.com/maybank
e. The Promotion cannot be exchanged for cash or other products.
f. The qualifying and participating cardmembers are bound by the terms and conditions of Agoda and Maybank.
g. In case of dispute, the decision of Agoda shall be final.
h. The Promotion discount is applicable to hotel room charges only (excluding local taxes, service fees and additional charges).
i. Maybank and/or Agoda can change the terms and conditions at any point of time.
j. This Promotion is independent of, and unrelated to, any offer or arrangement between Maybank and the cardmembers (payment facility, etc.), which is at Maybank’s sole discretion and for which Maybank is solely responsible and liable.

did you get the 7% discount by using maybank cc? you can get the discount by going to agoda.com/maybank and it will deduct 7% once you entered your cc number in payment

i made a booking a received 7% discount plus another 5% cashback

agoda is good and convenient, price also cheaper than hotel rate.
stayed 1 nite at cophtorne hotel, cameron. since the room was nice and great view too, i asked the recept to extend another nite but the price offered was higher than on9. I immediately book another nite thru agoda and request the same room. 

btw what credit card offer discount for agoda/on9 booking? can list all?
1. MAYBANK