What do you mean by healthy bank statement? 

HLB waived my annual fees and GST(without condition)... amazing

I been holding the card for 2 years, but never use it

You don't have full control over this feature - couple of conditions need to exist ...
1. The bank need to support it 
2. The payment gateway asks for it.

The system will prompt you for the code when the payment gateway demands for it, otherwise it doesn't ask for this code. If you have not enabled it, the bank will ask you to enter a new code.

VISA has a similar system like Mastercard and NO you don't have full control over this system.

Why are you so worried about fraud ? I have used cc without this feature for years and no fraud occurs if you are careful to visit and buy from reputable online retailers. FYI, sometimes fraud occurs when your cc details leaks internally. The best secured system in the world is useless if the internal retailer staff themselves are scheming to abuse your cc. I got hit by this twice - both times from a reputable telco in Malaysia. (At least that is what the bank told me of their suspicion) And I manage to dispute and win the case in my favor without any hassle.

In addition to hye's reply... some banks automatically pre-enrolled the credit cards for Verified by Visa (VbV) or MasterCard SecureCode.  Check their website for info or option/page to setup a password or code for your CC.  If it's pre-enrolled, the security feature that you can only add is a PIN code for your credit card.

Example:  MBF card - When you login to your online CC account, you have the option to activate and create password/activate the MC SecureCode.
PBB already pre-enrolled, you only add personal PIN
MBB - login to m2u then proceed to Maybankard Secure Online Shopping Registration

Did you know you will not entitle to 20 days interest-free for all your transaction if you didn't clear off the amount due in statement?

do i need to call to cc center to activate my sony cc and amex card?

But they have been pre-activated.

Your mailer should have mentioned if it requires activation. So far, I'm only aware that DA needs to do so.
Really got such difference between self-pick at the branch and mail to your doorstep for MBB CC?

Their office miscommunication? I can't get you. The number that you tried to call is busy or nobody picks up?

I applied for HLBB credit card recently..seems that their representative was very polite and explain to me nicely about waving annual fee and GST exchanging reward points and stuff..it was better than i expected...

anyone encountered any problems with HLBB and their credit cards?..

It is good to have a secure verification process but sometimes if it gets way too long, it is annoying. Just want to check some simple transaction of credit card but its like taking exam answering so many damn questions. Is is annoying! Thats right. Its you CIMB BANK!

yup...me oso when terminating thier cc, they offer me 10K rewards points to stay with them,...    

does any of you getting calls from eonbank?
seems they keep offering pre approve credit card to people.

Just curious, i applied for a cimb gold (petronas) credit card near the end of last week. Today, I got a phone call from a 'blocked' (anonymous) number asking for mother's maiden name and my latest cimb savings account transaction supposedly to confirm my particulars. Is this typical for them to ask it even though the card haven't been issued yet?