@epalbee3,
It's a good habit; like i said the rule is to make sure you have enough cash to purchase whatever you want before swiping that CC.

I've lived by that rule my entire life and thus far have no issues with paying up my CC bills.

@rockefeller,
So how many miles do I need wor?! I'm not too familiar with all these airline miles - I ain't as widely travelled as U people. Gee.... and I just used up like 625,000 MR points on the Tag Heuer - should have kept the points for this option! *siGh*

to fly to ny on singapore airlines, you'd need around 70000 krisflyer miles which is 392,000 MR points.

@rockefeller,
Damn.. so I just redeemed my NY trip away! *siGh* oKies.. will need to re-plan my route again.

replan which developer you should swipe your amex away!

@rockefeller,
As I've mentioned - none of which I've purchased from accepts Amex!

that's sad.

Actually its just not enough that you have $ with them. You also need to have a track record for high spending, plus the most important thing is, their Senior Management need to know you.

Fyi, there are actually lots of people with FDs over a few million, but not all of them are active user of CCs. In fact I have an uncle with over RM10M in FDs but his CL with the bank concern is only a puny RM100K

This post has been edited by tgeoklin: Jan 16 2010, 08:49 PM

Makes perfect sense!

Tinkerbel , i think you missed the Tag Heuer sale in last december which they give up to 70% discount on their watches, which i assume much more cheaper than that 625k MR you traded for it

where?

about the HSBC Complementary Cards is it a credit card?

Yes it is .... what makes you think it is not a credit card ?

is this rm50 waiveable or not????

how to apply the HSBC credit card? i have maintained sufficient amount in my account for a year already.

Can you please be more precise ? What kind of HSBC credit card are you interested in ? Sufficient amount in your account ? As in what amount ? RM200k ?

yes

Go to your account holding branch and request to be a Premier customer. Account upgrade can be done instantly. Next you'll be asked to fill out the Premier Mastercard application form. The Premier Mastercard is valid as long as you maintain your Premier status in any HSBC Group worldwide.

Isn't DA plat CS 03-62047979?

Now I call early morning also engaged

This post has been edited by SnoWFisH: Jan 18 2010, 10:34 AM

Now almost every bank also engaged starting early morning.
Especially CIMB. They still owe me my excess credit. Waiting for the cheque to arrive.

Early as in 6am wor