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 Credit Card v9, RM50 GST dilemma

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JJBerry
post Apr 18 2010, 04:57 PM

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QUOTE(dopp @ Apr 18 2010, 08:34 AM)
I been holding the card for 2 years, but never use it
*
You are their Priority Banking customer is it???
alicia
post Apr 18 2010, 07:39 PM

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any cimb or alliance or standard charted agent around? Intrested in getting a card from one of it but I need further info on the benefits etc.
Lineage
post Apr 18 2010, 07:43 PM

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If the bank approve my application, normally it take how long to ready the card? hmm.gif
MilesAndMore
post Apr 18 2010, 07:47 PM

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QUOTE(Lineage @ Apr 18 2010, 07:43 PM)
If the bank approve my application, normally it take how long to ready the card?  hmm.gif
It depends when did they send the card out. Usually within a few days.

Lineage
post Apr 18 2010, 07:50 PM

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QUOTE(MilesAndMore @ Apr 18 2010, 07:47 PM)
It depends when did they send the card out. Usually within a few days.
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Oh..ok biggrin.gif
constant
post Apr 18 2010, 09:51 PM

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what is the highest requirement card in Malaysia now? amex platinum? cimb enrich world mastercard? or what?
krylicius
post Apr 19 2010, 03:58 AM

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QUOTE(alicia @ Apr 18 2010, 07:39 PM)
any cimb or alliance or standard charted agent around? Intrested in getting a card from one of it but I need further info on the benefits etc.
*
It would be easier to check with their website..the sites actually provides more info than agents..
leongal
post Apr 19 2010, 12:02 PM

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i duno why my maybank credit card - cannot be used in most BHP station, but it function in Shell stations; is my card problem or the BHP stations's problem (and it is not one BHP, several that I go)?

do i need a card change?
hye
post Apr 19 2010, 12:25 PM

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QUOTE(leongal @ Apr 19 2010, 12:02 PM)
i duno why my maybank credit card - cannot be used in most BHP station, but it function in Shell stations; is my card problem or the BHP stations's problem (and it is not one BHP, several that I go)?

do i need a card change?
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I assume you are using MBB credit card (VISA/MC) and not MBB AMEX cc. You don't need to do a card change since it works elsewhere. Likely to be a merchant problem. Did you also try to swipe it @ the counter ? (That's a sure fire way for the card to work)
leongal
post Apr 19 2010, 12:30 PM

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QUOTE(hye @ Apr 19 2010, 12:25 PM)
I assume you are using MBB credit card (VISA/MC) and not MBB AMEX cc. You don't need to do a card change since it works elsewhere. Likely to be a merchant problem. Did you also try to swipe it @ the counter ? (That's a sure fire way for the card to work)
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ya, master card...haven try to swipe in the BHP counter....ma fan....will go Shell to pump instead =D
princess_autumn87
post Apr 19 2010, 06:24 PM

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hi, i jst got my cimb cc and would like to ask sth abt the weekend promotion for the isetan 5% discount.

does it apply to whole isetan departmental store or isetan supermarket only?
MilesAndMore
post Apr 19 2010, 07:03 PM

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QUOTE(princess_autumn87 @ Apr 19 2010, 06:24 PM)
hi, i jst got my cimb cc and would like to ask sth abt the weekend promotion for the isetan 5% discount.

does it apply to whole isetan departmental store or isetan supermarket only?
Whole ISETAN departmental store thumbup.gif

princess_autumn87
post Apr 19 2010, 07:06 PM

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QUOTE(MilesAndMore @ Apr 19 2010, 07:03 PM)
Whole ISETAN departmental store  thumbup.gif
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hohohohoho... tx honey. i cant wait this weekend tongue.gif
Aurora Boreali
post Apr 19 2010, 07:52 PM

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QUOTE(MilesAndMore @ Apr 19 2010, 07:03 PM)
Whole ISETAN departmental storeĀ   thumbup.gif
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BTW, how does this CIMB promotion work?

For example, CIMB cardholders get
*10% discount off total bill everyday throughout the year AND
*Rebate 10% every Saturday and Sunday
for Starbucks and Burger King.

If I spend at Starbucks on a Sunday, do I get 10% rebate on top of the everyday 10% discount? I don't understand why they use the word rebate and discount separately here.

This post has been edited by Aurora Boreali: Apr 19 2010, 07:52 PM
jmZ
post Apr 19 2010, 08:13 PM

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noob here. need recommendations.
want to apply for a cc. which bank is better? standard chartered, maybank, hsbc, or citibank. or any otha better banks?
not a heavy user bt usage is mo to travels like once a month. if possible wan a good cash backs, rewards, no or less annual fees, GST waiveable, low interest rates.

princess_autumn87
post Apr 19 2010, 08:18 PM

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QUOTE(Aurora Boreali @ Apr 19 2010, 07:52 PM)
BTW, how does this CIMB promotion work?

For example, CIMB cardholders get
*10% discount off total bill everyday throughout the year AND
*Rebate 10% every Saturday and Sunday
for Starbucks and Burger King.

If I spend at Starbucks on a Sunday, do I get 10% rebate on top of the everyday 10% discount? I don't understand why they use the word rebate and discount separately here.
*
if u spend at starbuck weekend, u will get the 10% discount for the starbuck purchase on that day * which is weekend only*

it is not the grand total of your monthly spending

10% only applied to starbuck weekend purchase.
Aurora Boreali
post Apr 19 2010, 08:27 PM

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QUOTE(princess_autumn87 @ Apr 19 2010, 08:18 PM)
if u spend at starbuck weekend, u will get the 10% discount for the starbuck purchase on that day * which is weekend only*

it is not the grand total of your monthly spending

10% only applied to starbuck weekend purchase.
*
I'm sorry I don't understand your explanation.

Of course I know the 10% rebate only applies on weekends. But how does the 10% daily discount and 10% weekend rebate work together? If I go to Starbucks on a Monday, it says I get 10% discount off total bill everyday so I'm guessing I get 10% discount on a Monday. If I go on a Sunday, however, does it mean I get a total of 20% discount?
Phelddagriff
post Apr 19 2010, 08:52 PM

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QUOTE(Aurora Boreali @ Apr 19 2010, 08:27 PM)
I'm sorry I don't understand your explanation.

Of course I know the 10% rebate only applies on weekends. But how does the 10% daily discount and 10% weekend rebate work together? If I go to Starbucks on a Monday, it says I get 10% discount off total bill everyday so I'm guessing I get 10% discount on a Monday. If I go on a Sunday, however, does it mean I get a total of 20% discount?
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Theoretically, yes, 20%. However, it says the rebate will be credited on the 10th of the next month, so I'm guessing mine will appear next month, since my statement doesn't show it yet (I charged on the 3rd of this month, statement on the 12th). So I can't confirm until I see my next statement.

I think starbucks has a 10% service charge (despite the fact that there's no service), which all but wipes out the initial 10% savings.
Syd G
post Apr 19 2010, 08:53 PM

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QUOTE(Aurora Boreali @ Apr 19 2010, 08:27 PM)
I'm sorry I don't understand your explanation.

Of course I know the 10% rebate only applies on weekends. But how does the 10% daily discount and 10% weekend rebate work together? If I go to Starbucks on a Monday, it says I get 10% discount off total bill everyday so I'm guessing I get 10% discount on a Monday. If I go on a Sunday, however, does it mean I get a total of 20% discount?
*
Hi biggrin.gif

Do you know the diff between a discount and a rebate? smile.gif
zenquix
post Apr 19 2010, 09:02 PM

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Discount - given by the retailer at point of sales
Rebate - given by the bank usually at statement time

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