dxt
i need to confirm with you

i am about to do epf withdrawal this week
i asked lawyer to copy certify SnP (anywhere my name is and anywhere i sign[not initial]) and sent it over to me
i called kwsp, they said it is enough but must have copy or salinan stamp, and certify by lawyer for any page my name and details was, including where i sign

1 - front page
2 - my name and details
3 - schedule H - progress payment

can i use that alone for withdrawal process

yes, correct. but if u want the money go to ur bank, need a copy of ur photocopy bank book front page. about the 1 copy offer letter, do u mean loan offer letter? if it is then ok.

sorry bro, as what i do is i get my whole book of copy S&P for the application.. the lawyer will just stamp the certified 'logo' on the first page of S&P..

hopefully it's help on your question with my poor explanation.. sorry... ehehe...

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Added on January 18, 2010, 6:02 pmya, it's loan offer letter..

This post has been edited by dxt: Jan 18 2010, 06:02 PM

i got whole copy as well, but they stamp at these three page
she said she dont want me come chase her again

haha, for 50 ringgit ok la


offer letter, still waiting for the bank to post me the original

ahaha for the rm50 work... ehehe

Not really. Its just testing. Trying to get better design and themes lar. After that need to appoint moderator for the forum only can up. Trying to figure out what static info we shall put on that site. Any ideas?

wait a
i collect it for you

In my experience, I took exactly 7 days to withdraw money from EPF. On the 7TH day, the money bank in to my bank account.

Just make sure you filled up the form (KWSP 9C (AHL)), which available and downloadable from EPF website, a copy of signed and stamped S&P (please bring along original copy for verification), a bank account statement (verified by bank), bank offer letter (bring along original copy as well) and an IC photocopy (front and back).

Initially, I thought I need to request for extension of time from developer to pay for a deposit as I being told that EPF take at least 2 weeks, but I think they are really improving, and the service is much faster and beyond my expectation.

I managed to signed S&P within 2 weeks time frame given as well as pay the deposit within 2 weeks after S&P signed. In fact, I did all within 3 weeks thou at that time, every Friday is Public Holiday for Selangor. Its always 4 days working in last December. No need to worry much and just make sure u get fast response from the bank on ur loan, ur S&P ready by ur lawyer, and the rest will just flow like a water.

But, the tiring part is, initial every pages for 4 sets of documents! worth it..

This post has been edited by fiecks84: Jan 18 2010, 07:53 PM

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This post has been edited by AbangCorp: Jan 18 2010, 08:15 PM

In my humble opinion KChan and AbangCorp, as most of the visitors of the webpage are the buyers, it best if we could emphasize on the actual site progress. If my imagination is not too high, and if it is possible, we shall have the time frame on the construction progress. In lay men term, what do we expect at certain period of time. For example, we expect the piling works will begin after CNY, so we put it as 16TH Feb as the starting day. Than, how long we expect it could finish? Let say 8 months, so, 8 months later, which is Oct'10.

As we already have this time frame, we could actually compare with exact site progress in respect with the time line it is best if we could have pictures that could track the progress... lol i think my imagination is too high.. it look like taking over developer task on monitoring their project. I think my work influence my way of thinking...

The other thing, as we are all buyer, may be, the system could help to generate auto notification, as and when disbursement will occur as the site progressing. This is important elements to all of us, as a buyer.

So, with this, we all will have the capability to monitor the project remotely. Haha I believe some of us staying near the site, where they can observe the current development stage. We also need to make sure, the web is not run half way as the construction will take 3 years... it is a long period. How do we keep people coming to the web for this long period. It must display necessary information to all respective future owner! for example, if any one of us see or observe the work at site stop immediately, may be some of us have the update, why it stop, etc. And shared the news at the main page!

Besides, may be the surrounding development as well. This may give good input especially to the investor that invest their money to this property. See how the surrounding change as our condo being construct. Opportunity that may increase the property value. For example, new development, sunway college, etc haha is it too technical to every one ears?

Just take a look at the perspective of buyers, investors as information on layout, location etc are now become secondary as we are all the owner. We are all supposed to be equipped with these information inside our S&P, Deed, Loan Agreement, etc. Information that not available on the documents are necessary to this web page

lol that my point of view... U may suggest or improve, take or leave the idea no worries... If you need help in any part of the web, just let me know. I might not be a good graphic designer or web page programmer, but who knows, i could help from the other aspect..

This post has been edited by fiecks84: Jan 18 2010, 09:05 PM

agree that

i live very far from site
but i am willing to take necessary picture according to rotation basis

say we aim what is the frequency of update
say once in fortnight, so we post it in forum
anyone willing will reply - and then give report
1 week apart . . .

we cannot expect everyone will be this helpful
i am willing once in 2 month (if we have 4 people participating)

practical?

I think I can contribute on this, because I'm staying nearby, in Taman Sri Manja.

I bought a unit, M type in tower 4.

Will update you guys on the construction of the condos progressively.

hi,
just to check did u guys, can we bring back 1st the S&P before sign?? To go-tru....
Did anyone do that?

This post has been edited by giz: Jan 18 2010, 10:30 PM

Dear Giz,

To my understanding, S&P is a standard legal documentation, but the attachment that comes together with the S&P document is important Like Schedule H, etc... I cant recall it as I am outstation now, but there are few schedule that is important behind the S&P doc! will be away for a week, but if got time, will update here!

Well everyone, I certainly like all the ideas we discuss right here. About the taking picture part, I guess its quite difficult to take any observable pictures on the road level as the whole construction site has hoarding. This would require someone who actually live on a high rise nearby to take a progress picture. Is there anyone living on Damai Senja apartment there who purchase a unit here? They have a nice view as their block of apartment is next to PA.

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Added on January 19, 2010, 12:10 amAbangCorp, pls check if the layout looks alright. Its not fully ready, I'm provisioning a new virtual server. This is a test server. Need to get the mail server up so user can register and automatic email verification.

This post has been edited by KChan: Jan 19 2010, 12:10 AM

cheap tile

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Added on January 19, 2010, 1:20 amOCBC loan is much better.
UOB have many charges..

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Added on January 19, 2010, 1:23 amMajor armstrong,

The township you mention "mature township" refer to other places or 1120PA.
Coz to me. the place is mature already.
Not much empty land left. Only some small parcel

This post has been edited by 106127: Jan 19 2010, 01:23 AM

wow, you put everything together already
i guess it is not long before we can start kicking

Prior to signing, u may request the law firm to email u a copy.Go through 1st before signing.

Is anyone in phase 2 get a rate better than BLR - 1.85%?

base on the previous posted message i think the best rate is PBB - 2.1% but lock in period is 5 years after the property completed.