Looks like I need to potong 4 of my cards...most banks give out Visa & Master at the same time even when you did not ask for the other.

CITI Asia - gone,
RHB EVO - gone,
HSBC both Visa & Master - Gone

Keep Direct acess CIMB - VISA & Master principal & supplimentary
Keep Citi Choice - Visa

No choice that save RM 200 per year...Next Month potong potong