(1) I'm just curious, how much credit does Platinum & Gold card users get?

(2) I read in newspaper, some people have credit card but they don't use it at all. Won't the bank make noise? What's the point of having credit card if you have no intention of using it at all.

are there any credit cards for students?as in those without any income requiremement

Just call and talk directly to the department manager, but you must talk nicely

any reason for the rejection? Which bank he applied for? Maybe international banks will have better acceptance rate for foreigners.

citibank just increased my credit card credit limit to RM25k. Kinda scary figure for me. Going to terminate it soon and the credit increase is too late...

For me personally, I won't keep all eggs in one basket. If MBB system or terminals experience technical problem, all your MBB cards will be rejected. It has always been good to keep a cc from different bank as a backup.

Boon closed my topic ask me  to post here pinned =(

K, juz want to let everyone know.

I've been MBF credit card users for 6 years.
Credit limit is 3k.
I apply credit limit upgrade to 4k because I want to buy a notebook that cost RM3,500.
Rejected. No reason given.
I have a few times late payment but the next month I pay double the amount required.
5 years over my credit card expired. They send me a new one.
I open letter. It's shining gold.
I check online credit limit. Amazed it's still 3k.
I send email to them in a sarcastic mean of describing my friend.

My friend Citibank "CLASSIC" credit card users for 3 month.
Payment good auto upgrade limit. No question ask.
They called him and give him a special promotion on a loan of 9k with lowest interest rate that pay back on his credit card monthly.

I'm amazed. MBF credit card. NEVER GOT ANY GOOD BENEFIT CALL FROM THEM EXCEPT LATE PAYMENT!
If I don't get a good reply later, I'm going to cut it and change to Citibank.

p.s. Forgot to add I'm actually ranting here lol. Really ma. I really want to ask them, you give me a card painted in gold but limit is still the classic limit why not you just give me the classic card, I don't really feel I'm having a gold card. zzz.

I understand late payment, but I didn't just pay the minimum, there are even times I cleared the whole credit card. Somemore late payment they charge me interest they gain i lost wor =.=!! *sarcastically they didn't appreciate my tips (interest late) payment xD

You have another alternative which is to get a Debit Card, check out the Debit Card thread and you'll note PBB Electron and Day2Day can use paypal. Debit cards are not taxed RM50 but there is an annual fee.
you open a thread to post above? what is your point? And for 6 years you never apply for another CC when you not happy with MBF? As you mentioned, just go get another card lah.

Having said the above, I can understand why MBF did not increase your CL, you must understand that RM3K CL is very very low and yet you can't even make RM150 (5% of CL) on time and have bad record payment history. Yes, Citibank Card do have all kind of "special promotion" loan (like blank cheque) but before you utilize/use these kind of "benefit", better ask yourself if you can pay back as the interest will be high.