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Credit card V8, Anything about it
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aeronlim
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 Sep 17 2009, 08:52 AM
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QUOTE(MilesAndMore @ Sep 17 2009, 08:45 AM) Guys, how does the Alliance Bank Younique card rebate system works ? How much is the cap ? It was mentioned before but i didn't really pay attention to it as i wasn't interested in Alliance Bank credit card then  All information about the system i found in their website is about their regular credit card only. [attachmentid=1202616] Alliance younique is a classic card right? I think this card is good for heavy spender who monthly spend >RM 2500, it will be more worth for them. I think the feature of this card is, you can choose your design. |
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aeronlim
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Sep 18 2009, 08:45 AM
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QUOTE(bingozero @ Sep 18 2009, 07:23 AM) I realize that many former in lowyat are holding citibank cc, i want to know what is the benefit with citibank cc compare with another bank cc? I think this is because citibank can be used on oversea transaction, and they always giving free gift for new approval. Last time got a promotion, use RM 799 to buy a laptop for newly approved citibank cc.... |
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aeronlim
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Sep 18 2009, 09:23 AM
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QUOTE(vin_ann @ Sep 18 2009, 09:20 AM) yeah. although citibank only have few branches, it have the highest number of cardholder! shame to local bank... Yeah, work in credit card sales before, citibank offer the highest commission... But I realize that citibank's requirement for their credit card (especially Gold and Platinum) is straight, even apply by using cc also need 18 month of usage. I get rejected 5 times, until now still can't get my Airasia Citibank card  |
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aeronlim
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Sep 18 2009, 02:38 PM
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QUOTE(solarwing @ Sep 18 2009, 02:11 PM) If points which cc should i take seriously? And also recommend cc for cash rebate too.. Thanks! U can try this, AMEX Gold cc, it can get 5x point for groceries and petrol, 2x point for others, free for life, and if u dont want the point, u can use the point to make cash rebate. |
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aeronlim
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Sep 19 2009, 02:13 PM
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QUOTE(cookie860217 @ Sep 19 2009, 12:19 PM) just wan to ask is direct access cards same with cimb bank cards especially when applying for 0% installment some stores only accept cimb bank and i hav direct access cards so just wondering if it can be used. thanks Ya, direct access=CIMB, like AMEX=Maybank  |
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aeronlim
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Sep 29 2009, 09:08 AM
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QUOTE(arvil22 @ Sep 29 2009, 07:28 AM) I Apply Public Bank Coz I Am A Manchester United Fan Apply Just For Collection  I Can't Wait For That Card Coz Can Get Player Signed Jerseys  Really? Manchester United player signed jersey is harder to get, i think it is lucky draw gua... if not so many people apply then how? Roonie have to sign until hand can't move QUOTE(rayfoo @ Sep 29 2009, 08:34 AM) why does the stupid citibank like to ask us enroll for auto billing in order to get our annual fees waived ? i refuse to do so... Are you using co-brand card (Giant, Airasia, Shell)? My friend using Shell, he is asked to enrol in Balance Transfer to waive the Annual Fee... |
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aeronlim
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Oct 1 2009, 09:49 AM
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QUOTE(DarReNz @ Oct 1 2009, 06:14 AM) u mean even if they told u that u have to pay the extra 2/3% and u still go ahead can still report it ? ya, i also want to know is there anyway that how can we report those shops charging unacceptable "admin fee"? |
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aeronlim
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Oct 2 2009, 05:02 PM
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yes, if you are very friend with manager then you will be very easy to get approved, for gold and classic card. For the platinum, they are more straight gua, if not later if manager approve a person with income that is far far lower than requirement, then the manager will be questioned. @mugenz Then if a manager get slapped by his/her spouse at the early morning, then the applicant will be reject and it is "Confidental and decision of the bank that can't be questioned" |
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aeronlim
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Oct 3 2009, 12:13 AM
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QUOTE(riannvd @ Oct 2 2009, 11:40 PM) Hi guys.. Im student and foreigner. I want to apply a credit card in here.. if i can apply, any requirements? fyi, i have 1 credit card from bank in my country.. Im still study and dont have salary slip.. Sorry to say that student is disqualified from applying credit card, perhaps you can go to bank to ask for apply for debit card, as there is no requirements for debit card |
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aeronlim
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Oct 6 2009, 10:43 AM
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QUOTE(muscaa @ Oct 5 2009, 06:43 PM) yeah.. me too, never get called from HSBC for any purchases.. but their marketing is too efficient to call me so many times for balance transfer, HSBC amanah etc...  And some insurance, too  |
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aeronlim
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Oct 26 2009, 08:50 AM
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Some question need to ask here, how about some card offer Free for the first year, subsequent year swipe a minimum of 24 times to get annual fee waived (eg Eon Bank Matta Card), if I swipe 24 times at second year and the fee waived, should I still pay the service charge of RM 50?
Please help, thank you...
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aeronlim
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Oct 26 2009, 11:10 AM
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@MilesandMore
wow, this is a get rich quick scheme for the government. We only can choose pay to bank or government, bank charge some annual fee of RM60+ for a classic card (gold and plat card even more) , and government charge RM 50 fixed, so in the end the people prefer pay to government and they become rich.
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aeronlim
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Oct 29 2009, 12:41 PM
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Did anyone confirm with bank that how to settle the charge for the RM 50 ? Is that waivable? Bank or the customers bear the cost? noticed that my credit card is already 1 year in Nov... The budget is for 2010 or effective immediately?
Still blur about the RM 50 charge for the cc holders....
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aeronlim
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Dec 1 2009, 04:40 PM
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Seems like last time the people like to discuss features and apply for cards on this thread become discuss how to cancel it.
So now have any bank introduce new credit card?
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aeronlim
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Dec 2 2009, 01:15 PM
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Can I go to the Maybank center in midvalley / 1U to cancel my cards? I think meet them face to face will be more easy to communicate regarding the point transfer. As I know 1U Maybank centre help ppl apply for cards but dont know whether they also help people to cancel the card or not... Want to focus all expenses in Treat Point so next year Treat Fair I have enough bullet for Auction |
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aeronlim
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Dec 5 2009, 02:56 PM
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Have anyone noticed that HSBC CC promotion is begin now?
Purchase at Midvalley & The Garden can get 10x, 20x and 3x for a limited time period... Seems like HSBC not making a big advertisement on this, so not much people know such promotion, even my card holder friend also don't know....
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aeronlim
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Dec 11 2009, 10:28 PM
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Maybank is giving out Iphone 3Gs for the winner of the credit card contest Check this out at here http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions |
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