the economy will start worsen in malaysia start from 2010 january. many companies will bankrupt and close down. super market will end up quiet. ppl will getting less hardwoking, means no more fight for OT. factory productivity will slow down. and jobless ppl will increase, crime will increase too.
why? bkoz i can see most of the hardworking ppl are try to earn more to settle their depth especially credit card. so they swap more and earn more to pay back.
the major victim/losers is not cc users, but bank!
economy will turn double worse than 1997!those who pay all the amount b4 the due date will not affected, like me.

bkoz i can cancel my cc anytime.
but for those who only pay minimum amount b4 the due date will affected.

koz most of them cant afford to settle all amount and close the account.