I was informed by the Maybank Service Centre in 1-Utama that for Maybank credit cards (including Amex), the RM50 service tax will only be charged upon the renewal month of the credit card.

Anyone can confirm this? If yes, then I probably don't have to cancel my cards so fast.

Want to ask how to print or get credit report from BNM - Bank Negara Malaysia? Must go all the way there to print it out?

Is there another way for us to check our credit status without having to go all the way to Bank Negara? I just want to make sure that I don't have any credit cards under my name that I'm not aware of. One of my friend had cancelled her credit card but this was not updated by the respective bank. She was subsequently blacklisted for her overdue charges ... She only found out about the uncancelled credit cards after going to Bank Negara to check her status.

I'm planning to cancel all my 3 Maybank cards too.

One dilemma though .. for my Maybank Amex . The recent 15% cashback promo - I think I should have qualified for at least RM100 of cashback .... but this can't be confirmed yet and even if yes - it won't be credited back into my account until end of promo - Feb 2010.

So smart of them .........

Yeah - that's what I'm probably doing.

Though it's still a risk. If come end of Feb 2010 - and I didn't qualify for any cash back - I would have already paid the RM50 Service Tax. Which means I probably won't cancel it until the next yr round ....

This post has been edited by Lis000: Dec 18 2009, 06:05 PM