hi, just a quickie.

In regards of CC applications, the income bracket is compulsory to be met? what if below the bracket, coz I remember I have friends who earns below 30k annually, still able to use CC.

1 more, how do freelancers apply for CC (or it's illegible) they need proof of income, if 1 works with no official payslip nor EPF, can use 3 months bank statement to make application?

thanks in advance.