Hi guys, got a question.
Can I cancel my cc even if I have some outstanding payment, say like ez payment?

Thanks man.
Thinking of getting rid of citibank card. Now will be looking for some other card as my spare.

Well, main reason is I dont use it that much, my main card is maybank plat.
Second is sometimes they charge me to things like finance charge, which i dont know what is it for. And I also dont like calling them each time I need to waive my annual fees.

Yes, i accidently pay late last time, because i was out of the office.
When I look at the statement, I can see there is late payment charge being put in. Fine. 3 days later there is finance charge pulak.
Well, Im too lazy too call them so im cancelling it.

Off course its not their problem. But again I dont want it to be my problem. There are plenty of card offers no annual fees without need to call them every time i want waiver.

Another question, I look at CIMB website, it says World Mastercard need 200K income per annum. But when I look at DA from CIMB, it says 180K. Are they 2 different card? I thought DA is from CIMB.

Well, my main card is maybank plat petronas. Before that im using some card from maybank, cant remember what its name, where you need to swipe 3 times to waive the fees. I applied for citibank 2 years ago as a backup card. As you mentioned, it gave free waiver for the first year. I also remember around that time not many cc have free annual fees. Now, with many cc have that option, i think i should terminate my citibank, since im not using it all the time, and I dont have to worry about annual fees at all.

What is the limit for people to apply for corporate card? My current company is thinking of giving corporate card to us. But we have like 10 workers only.