I think it's applicable as the TP is awarded based on the transaction done at Petronas station.

I bought Petronas engine oil from Petronas station and got 5x TP too.

the email is that agent's personal mail. that agent is from alliance, i called alliance said i want to apply their cc and they sent this agent to me. i think my documents are alright, 3 months slip, everything clear, the amount of salary bank in to my account is so easy to read, i just don't understand why they would make such a funny mistake and even claimed it was me who told them...might say i have amnesia next time.

just a little experience i want to share regarding apply cc with alliance. I was contacted by bank cc agent and i emailed all documents he requested. 2 weeks later, i called the bank and checked my application status. it was still pending. then i called the agent and he said the cc department said that 'i told' them my salary was paid by cash and requested my epf statement, while i have shown the agent my payment slip and bank statement, somemore i never received any call from bank, not saying I TOLD them. who the hell did they talk to?
and then my application is rejected....thats it....nothing more to say about alliance...

It is the agent's fault obviously - maybe too eager to fulfill application quota. Always remember that in most cases (and especially if you are a new card applicant without reference credit card), you have to submit all documents that the bank wants to get approval. Short cuts would not guarantee approval.

And cc agent are not necessarily the bank's staff as most banks outsource their credit card marketing. Never be too gullible with a cc agent.

Not to jump to conclusions ... the email that you were asked to send your application to ... what was the address after the @ sign ? Would it be the official bank's domain or some web mail address ?

the email is that agent's personal mail. that agent is from alliance, i called alliance said i want to apply their cc and they sent this agent to me. i think my documents are alright, 3 months slip, everything clear, the amount of salary bank in to my account is so easy to read, i just don't understand why they would make such a funny mistake and even claimed it was me who told them...might say i have amnesia next time.

just a little experience i want to share regarding apply cc with alliance. I was contacted by bank cc agent and i emailed all documents he requested. 2 weeks later, i called the bank and checked my application status. it was still pending. then i called the agent and he said the cc department said that 'i told' them my salary was paid by cash and requested my epf statement, while i have shown the agent my payment slip and bank statement, somemore i never received any call from bank, not saying I TOLD them. who the hell did they talk to?
and then my application is rejected....thats it....nothing more to say about alliance...

That is one huge commitment.

..i faxed letter cancelling my OCBC card, they replied almost immediately (less than 1 week) via letter, no pujuk-pujuk one...

As far as i am concerned, only Maybank will send out the confirmation letter. All others including American Express will not.

Some other banks also give confirmation letters, such as HLB, CIMB and Alliance based on my personal experience.

I was informed by the Maybank Service Centre in 1-Utama that for Maybank credit cards (including Amex),  the RM50 service tax will only be charged upon the renewal month of the credit card.

Anyone can confirm this? If yes, then I probably don't have to cancel my cards so fast.

My sister convince me that I can get the reward when ASB start paying me back.. I`ll just wait and see...ASB annual return never fail me before..at least thats what I think...

Already call CIMB, they haven't received my letter from the branch yet after surrender my card for 2 weeks   
I don't want to wait for last minutes, next week keep contact them 

nope, just go to branch or fax letter

When cancelling credit card, can we request for black & white from bank that we have canceled their card on that day? I know HLB did provide a copy of cancellation form. But for Alliance and CIMB they do not provide any black & white of CC cancellation...

I had cancelled my Alliance, DA (CIMB) and HLB CCs before, which happened in Oct'08, March'09 and July'09 respectively. I received confirmation letters from all the above banks upon request.

I had cancelled my Alliance, DA (CIMB) and HLB CCs before, which happened in Oct'08, March'09 and July'09 respectively. I received confirmation letters from all the above banks upon request.

Thanks bro... seems like it will take some time... and my TP redemption still not yet processed
Should I cancel my card now? I hope by the time they process my card cancellation, I already for my redemption...

been to 1u maybank c.center and made redemption. they said termination of my card can be done there at anytime once i have settled the balance and it wont affect the redemption.

just a little experience i want to share regarding apply cc with alliance. I was contacted by bank cc agent and i emailed all documents he requested. 2 weeks later, i called the bank and checked my application status. it was still pending. then i called the agent and he said the cc department said that 'i told' them my salary was paid by cash and requested my epf statement, while i have shown the agent my payment slip and bank statement, somemore i never received any call from bank, not saying I TOLD them. who the hell did they talk to?
and then my application is rejected....thats it....nothing more to say about alliance...

What is your mortgage rate since the return of ASB is approximately 6.5% only?

CIMB Group Says RM50 Service Tax On Credit Card Little Disappointing


KUALA LUMPUR, Dec 8 (Bernama) -- CIMB Group says it has some reservation about the government's plan to put a RM50 service tax on credit card.

"We have some reservation because obviously we were hoping that the tax is not necessary because at the end of the day, the idea is to reduce the cash holdings and increase plastic and other forms of payments," its group chief executive Datuk Seri Nazir Razak said.

"This is something that we are little bit disappointed but of course, we have to comply," he told reporters here after a signing ceremony today for a RM50 million term loan facility from CIMB Bank Bhd and UBS AG to JCY HDD Technology Sdn Bhd.

To promote prudent spending, the government has proposed a RM50 service tax a year on each principal credit card and charge card and a RM25 service tax a year on each supplementary card effective January 1 next year.

Asked if it is possible for CIMB Bank to absorb the services tax, Nazir said "it is just a matter of economics."

The bank is hoping to achieve 1.2 million credit card holders by end of the year from the current 1.1 million customers.

Malaysian Rating Corporation Bhd (MARC) recently said that the service tax is unlikely to have an impact on the overall transaction value of cardholders over the medium term.

Cardholders are more likely to cancel extra cards to minimise their tax burden since the tax is proposed to be levied annually on a per card basis, it said.

MARC also believed that the proposed tax will result in an aversion to applying for multiple cards on the part of new applicants and thus the growth rate of issued credit card will lose momentum from the compounded annual growth rate of 13.2 per cent recorded over 2004-2008.

As for card issuers, currently comprising 21 banks and three non-bank financial institutions, this tax will have mixed effects depending on their existing market share and brand positioning, it added.