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 Credit card V8, Anything about it

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SUSDavid83
post Oct 25 2009, 08:53 PM

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China also the same I think. Perhaps in big metropolices like Shanghai, Beijing and etc.
SUSDavid83
post Oct 25 2009, 10:43 PM

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QUOTE(bingozero @ Oct 25 2009, 10:11 PM)
Yes, and it is free of charge for send you itemised statement by post  wub.gif
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The RM 24 annual fee is non-waivable right?
SUSDavid83
post Oct 25 2009, 11:09 PM

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The MBB Visa Debit is linked to the saving account? So this is more dangerous than PB Vise Electron?
SUSDavid83
post Oct 26 2009, 12:24 PM

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I have called MBB CS. They don't have definite answers for this.
SUSDavid83
post Oct 29 2009, 08:55 AM

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For DA, I have faxed them a letter. It works!
SUSDavid83
post Oct 29 2009, 10:49 PM

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QUOTE(tiger63 @ Oct 29 2009, 10:43 PM)
I will only keep 2 credit cards i.e. Maybank Visa Petronas and AMEX Gold Credit. These 2 cards fulfill all my needs in the following manner:

1) I get 5X points when I fill up at Shell with my AMEX
2) I also get 5x points when I fill up at Petronas with my Maybank Visa Petronas card
3) Both are free for life
4) I can use my AMEX to purchase tickets at Air Asia. Can also use to buy MAS ticktes via tele-payment.
5) I can shop online globally using my AMEX card via the AMEX global online shopping portal called globaleshop.
6) I can use my Maybank Visa Petronas card to purchase stuff using Maybank EzyPay scheme. Merchants offerring Maybank EzyPay scheme are     
    plentiful.
7) I can shop at selected stores in One Utama using my Treats Points. I was told the number of stores are increasing.
8) I can make payment to both cards through M2U. So convenient.

A combination made in heaven..if I may say so.
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Your AMEX Gold Credit is not the Ikhwan Gold Credit Card.

If that's the case, my combo is more prefect than yours. tongue.gif

9) I can earn TP from both Maybank Visa Petronas and Ikhwan AMEX Gold Credit. No seperate Membership Rewards.
SUSDavid83
post Oct 29 2009, 11:05 PM

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QUOTE(tiger63 @ Oct 29 2009, 10:55 PM)
Good for you  rclxms.gif

So have you decided what cards to keep yet?
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It depends on what MBB to offer. They haven't come out with the "workaround" plan.

I'll throw away my MBB Visa Classic first! Next to go will be CIMB DA since there's an easy payment attached to it.

I'll most likely keep both of them or go away with MBB Visa Petronas.

This post has been edited by David83: Oct 29 2009, 11:06 PM
SUSDavid83
post Oct 29 2009, 11:27 PM

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QUOTE(spikey2506 @ Oct 29 2009, 11:23 PM)
Ahah, we have the same combo, hehe. I'm just waiting for both my Ikhwan cards to arrive. My conversion is done, and the cards already appeared in M2U. Will hold on to both first, coz I don't wanna miss out on Ikhwan Amex's 5X TP on fuel, as Shell's RON97 is my favourite. Their RON95 sucks though. The Petronas one better. Will probably hold on to both, no matter what MBB decides to do with Najis' order.
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I have three Auto Debit instructions attached to my Maybank Visa Petronas and therefore, it's kind of troublesome to divert it to my Ikhwan AMEX. Apart from that, Great Eastern does not accept AMEX.
SUSDavid83
post Oct 30 2009, 07:42 AM

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QUOTE(spikey2506 @ Oct 30 2009, 07:16 AM)
Submitted my conversion from thru snail mail. After about two weeks, the cards appeared in my M2U. Your present cards can still be used until you get the new cards.
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How about the accumulated TP?

Does that got migrated too?
SUSDavid83
post Nov 1 2009, 12:37 PM

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Just wait for a while for the banks to come out with a direction to its cardholders:

http://thestar.com.my/news/story.asp?file=...2143&sec=nation
SUSDavid83
post Nov 1 2009, 12:51 PM

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QUOTE(cenkudu @ Nov 1 2009, 12:49 PM)
if we have two cards with share credit limit with a bank and in one of the card we have BT facility; is it possible to transfer that BT facility to another card.
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You meant BT from one card (have already got outstanding BT) to another card from the same bank?

What's the purpose of doing so?
SUSDavid83
post Nov 1 2009, 01:03 PM

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If I'm not mistaken, you're not allowed to BT between cards from the same bank.
SUSDavid83
post Nov 1 2009, 01:19 PM

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QUOTE(cenkudu @ Nov 1 2009, 01:07 PM)
oh ok. not sure whether you get me right. let say before this I have outstanding balance from UOB then I do BT to HLB. HLB issue two cards to me Visa and MC. The BT is linked to the Visa card. can I transfer the BT facility  to the MC because I want to cancel Visa card.
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I understand what you meant for sure.

I asked this before to MBB CS and they said not allowed.

Maybe other bank practice may allow that.

Why not give a call to the CS?
SUSDavid83
post Nov 1 2009, 01:32 PM

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QUOTE(cenkudu @ Nov 1 2009, 01:26 PM)
Thank you bro. yes definitely will call bank to get the answer
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Perhaps you want to read the FAQ on HLB BT:

http://www.hlb.com.my/pfs/cc/ccbt_4.jsp?flag=ccbt

SUSDavid83
post Nov 4 2009, 07:19 PM

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Correction, Maybank Islamic Ikhwan AMEX offers 5x TP not MR.
SUSDavid83
post Nov 4 2009, 09:29 PM

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QUOTE(hAnn @ Nov 4 2009, 09:18 PM)
im a frequent shell petrol buyer, any recommendation?
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Get a Shell co-branded like Citibank Shell Visa.

Or get any CC that gives cash rebate like CIMB DA Mastercard, CIMB Petronas Mastercard, CIMB Islamic Petronas Mastercard and etc.

Otherwise, go for CC that gives 5x points like AMEX Gold CC, MBB Visa Petronas, MBB Ikhwan Visa/AMEX and etc.
SUSDavid83
post Nov 4 2009, 10:14 PM

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QUOTE(hAnn @ Nov 4 2009, 10:11 PM)
how abt shell? any amex users with experience?
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No such problem for me using AMEX at Shell. The same goes for Caltex.

This post has been edited by David83: Nov 4 2009, 10:14 PM
SUSDavid83
post Nov 4 2009, 10:56 PM

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The form hasn't received by card centre. I doubt that it'll take effect today. Perhaps few more days. You may call CS later to check the cancellation status.
SUSDavid83
post Nov 8 2009, 09:42 PM

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QUOTE(ronnie @ Nov 8 2009, 09:30 PM)
I think the Amex Gold Credit Card is treated as TreatPoints under M2U system, right ?
Where to see the catalogue for Membership Rewards redemption ?
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The points is shown as "TP" in M2U but it's actually MR.

For MR catalogue, just pay a visit to AMEX website.
SUSDavid83
post Nov 8 2009, 09:53 PM

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QUOTE(ronnie @ Nov 8 2009, 09:46 PM)
So when I redeem my TreatPoints i cannot use the points listed for the AMEX Gold CC, right ?
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Absolutely right because those points accumulated from your AMEX Gold CC is not TP.


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