Do you have the email adress of MC?

Can you name some of them ? and the rebates offered too ?

I submitted my cancellation for nearly 2 weeks but the card is still showed at M2U and the TP are not transferred to another card.

The RM20,000 retail spending target can be achieved by any average spender because spending can be accumulated within the calender year. That's why I find no other cc can match this card in regards to rebates offered. Any one wish to disagree ?

Ok.. The 2 weeks is just a number or are there any reliable references for the processing time? Maybe need to cancel asap already.. PH, Sat and Sun can cut the card?

You are right my dear friend. Thank you for pointing out the truth. I didn't check the T&C and was misinformed by OCBC customer service. I guess OCBC Great Eastern CC is not the best CC after all.

Why the rush to cancel the cc by December ? Can't we just wait for the disclosure of actual tax charging mechanism in Jan before we decide to cancel ?

question regarding cancelling card. is it enough i call their customer service to cancel card or still need to fax in.? thanks.

Maybe the banks are waiting until end of December before announcing whether the banks will absorb the fees or not. Reason being, those who are not using the cards will cancel now. And come end of Dec, if the banks want to absorb the service tax, then they will only need to absorb the tax for the left over cards. Saves alot of money for the bank.

I guess I can't cancel the following co-branded card. The annual rebates earned is well over RM50 service tax.

Citibank shell 2%
Citibank Giant 2%
OCBC Great Estern

There was an article a few days ago saying that the banks did not increase the mortgage rate because they are losing money. Quite to the contrary, majority of them are actually more profitable than a year ago as they lend more this year.

going to cancel a card tomorrow if the bank opens...at 1U punya. Dun wanna wait for them to decide if they're gonna absorb anything.

hi guys. any of u using stanchart visa gold? is there annual fee?

nvm, their cc got give rm50 inside, and rm100 if platinum

so get free rm50 to cover the annual fee d

just go to branch to cancel it, very fast only takes 10 minutes tops

nope, I will keep all 3 MBB cards because the rebate I get back per year is wayyy above RM50

On top of that:
1) GE and OCBC had came out with an agreement to offer policy holders a RM55 cash back rebate - for limited period only.. You can look at it as offsetting the gov service fee as well(you need a new application form. The old one is invalid - code different. I can send you the new one).
2) 1st year annual fee waived. (My advise is use for 1 year, if later no good, still can cancel it - lose nothing)
3) You’ll also enjoy up to another additional 3% rebates when you charge other retail purchases (including petrol) to your card. (I dunno about you guys, but this is pretty good. First you save on your premiums and now this as well!)
4) Very little paperwork and hassle free documents - Just need application form and photocopy IC.
5) Automatic switch to the new GE card with Great Eastern Easi-Pay Service (auto debit) for your Great Eastern/OAC Insurance to enjoy the Insurance Premium Rebate of 3%!

So, if you are a GE policy holder, you definitely won't lose in taking up this card. Plus it was created specially for GE policy holders.

1) Of course the calculation is made by OCBC. Its just a mere picture we would like to show how policy holders are able to save from this cc. So from that, you as a savvy user should be able to estimate based on your own monthly usage how much you can save.
2) Read this: OCBC Terms & Conditions
Hope this clear some of your doubts/
3) Is part of my job to promote OCBC cards.
1) I'm not a cc sales representative. 
2) Read this: OCBC Terms & Conditions
Hope this gives  a clearer explanation.

And I am canceling my RHB because I felt cheated in the way they give the petrol rebate. I spend over RM300+ all on weekends and they only rebate me RM4+. What the heck!

I have no objections of people promoting their cards here but they need to be transparent about the promo. I don't really appreciate the notion that I need to refer to a link when asked about T&C but the person was so excited and lively when it comes to promoting the card. If the person is just keen on promoting the card then this is not the place.

really? Calling them is enough? DOn't need to go to the bank?

stupid gimmics...

The credit card with no annual fee, ever!
Annual fee:
Free
Monthly service fee:
RM3.95

I would gladly settle in full if my bank allow me to. But when they put a RM100 early settlement fee on it, there is no point in settling early anymore lol

he has a Platinum card with them...that's why.

any b&w?
i assume this is case by case basis

Anyone got HLB email address? Wanna cancel my card..

why not call them? i just called and get my card cancel

And nope, am not a PB customer nor have any loans with UOB, just only have CCs. No black & white but the CSO gave staff id and all and confirmed its a real deal 

Before reduction was RM300K but that was like 2 years ago. And the reason I choose to reduce my UOB was exactly due to their limited/unattarctive promotions 

As to the CSO, her name was Sohia/Sophea but seriously did not really note it down as was in a meeting that time.

MBF put up a full page ad in The Star today stating RM50 tax Subsidised and 0% for 12 months up to RM7500 outstanding balance per month i.e. outstanding balance below RM7,500 won't be charged any interest.

Also in The Star PBB mentioned get RM30 for appyling their card.

i have an income of rm2100 per month...but why is it hard to get approved for cc?

Hi...any suggestions for my previous post?

Does applying CC takes a long time to approve?