How much cash left if you opt for :
1. Bank A
2. Bank B
Loan: 85% (Flexi) vs 90% (Non Flexi), Which one should i choose?
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 Dec 4 2009, 04:28 PM
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Dec 4 2009, 05:32 PM
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QUOTE(auhckw @ Dec 4 2009, 05:24 PM) After deducting the 5% down (RM18,850) for the house. Plan to use EPF for the down. - Still considering whether want to use the EPF money. Any comments for this? Think EPF only allows withdrawal for residential props, can anyone confirm? For the Office:- Bank A - After deducting 15% down, Cash left = About RM105k Bank B - After deducting 10% down, Cash left = About RM127k  My take on your scenario is that if you have good savings level(100k is quite decent actually), then better go for flexi for both office n residential. Good luck mate  |
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