May 2 2011, 07:57 PM
QUOTE(Phonzy @ May 2 2011, 03:19 AM)
im just going to say one thing.
the 5.5% or 12% or whatever % they guarantee you return. are u sure it's on your dividend?
most of the time this % returns is on YOUR SUM ASSURED. not the money you put in. go check.
secondly , if HLA is offering such a damn good savings plan, why are they not part of HLB?
You go put your investment in an insurance company whereby the agents already eat 35% of the commission plus acquisition cost, etc. make sense?
you want investment, go buy from a bank / unit trust.
you want protection, go buy from insurance company.
google word insurance. it means protection, cash value, savings, etc is a bonus. you want investments, go buy from a bank.
Well said Phonzy.........the 5.5% or 12% or whatever % they guarantee you return. are u sure it's on your dividend?
most of the time this % returns is on YOUR SUM ASSURED. not the money you put in. go check.
secondly , if HLA is offering such a damn good savings plan, why are they not part of HLB?
You go put your investment in an insurance company whereby the agents already eat 35% of the commission plus acquisition cost, etc. make sense?
you want investment, go buy from a bank / unit trust.
you want protection, go buy from insurance company.
google word insurance. it means protection, cash value, savings, etc is a bonus. you want investments, go buy from a bank.
Insurance products are for protection only. They put in a nice name just to fool people to take their plans. They will eat up our money.
For investment, unit trust is the best method. Many unit trust companies have high upfront charges but fundsupermart looks good.
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