i just got somebody introduces me a while ago, and i call for a introduction for a second time.

the plan ifor the your saving is 6 years.
let say yearly u want to save 20k.
after every year end, it will get 3200 guarantee and 1150 dividend in the account.

if you do not withdraw the money from the guarantee and dividend account, then they will give you an 5.5% to the 4350 for the first year.
second year end come, you still not withdraw the guarantee and dividend money, then you will get (5.5 * 4589.25 (amount with interest from 1st year)) + ( 4350 + (4350 * 5.5))\

for easy explanation what amount left in guarantee and dividend account after every year end, will be give 5.5% interest.

the scheme plan you only need to give 20k for the first 6 years, after each year end you can collect 4350 for 30 years.

the girl give a lomsum amount if i do not withdraw the money from the accoutns, i will get 430k after the 30 years.