Nope. Will come in since year 1 if not mistaken.

Any one heard of GE GJA3, pay for 10 years and collect annual return from year11th to age 87. Best for baby age 1 as you will be collecting money from 11 to 87 years old.

PM me for more information

i heard the plan will withdraw.. mayb sold out soon

By the way, i get a different explanation by friend.

Let say u invest rm300 per month, and rm3.6k per year, according to the HLA u will get a bonus around +-rm400 (10%) per year.

the rm3.6k per year will have compounding interest of 4.5-6.5% per year in additional to the bonus of rm400 paid.

while every year if u plan not to taken out your bonus that worth around +-rm400, you ll get additional 5.5% interest (amount not guarantee) on the rm400.