Nice one.. I would say this is not an investment . It is like a saving+ protection plan. that means if anything bad happen to you during the years on this plan you are covered. You will be waived from paying the yearly primium or saving if it happend during the paying period.
You wont get return as good as ASB (7-8%) or some other capital guranteed plan but it is good to have .
Dont have to put all money in one basket. Go buy Digi share or HEKTAR reits or other reits that consistently give high dividend if you have extra $$.
PM me if you want to know more
ps: make sure vote wisely this coming GE ya

This post has been edited by john.nadarajan: Feb 16 2012, 06:12 PM