This is not guaranteed,
and this may only materialise when you serve the plan until maturity, it can be a decade or 2 decade long.
In between if you have zero money in pocket, even you have millions in saving plan, you are still dieing before of hunger due to no money in pocket to buy foods. 
Joking only, but it has some truth inside.

Miss one year of premium, due to financial difficulty, mean pre-mature cancellation of saving plan, can mean money saved previously being burned if in early stage of the plan.