Recently one of my friends promoting HLA Wealth Builder to me. More info on the scheme can be found here --> HLA Wealth Builder

I have been trying to find the relevant topic but cannot find it here. Somehow, I felt skeptical when he assured me that the yield for capital growth can achieve >4.5% per year while non-withdrawal guaranteed income can get around 5.5%. So, I desperately needed some advice by financial guru here on whether this scheme is worth investing compare to other investment scheme such as UT. Feedbacks from buyers are welcomed on why they decided to buy it.

Another question, what's the difference between this scheme and the earlier HLA Cash Builder scheme?

Thanks for the info. They closed the cash builder scheme last time. Now are they just repackage and introduce this wealth builder scheme?

As far as I concern, this new payment scheme can last until you 90 years old. Will it worth it if you can live till that long?

so you think it is worth the investment?