Ya, I paid lots on downpayment totalling RM55,480. Took loan of RM36k so the additional RM3k plus are interest. I took the modulo bodykit as well. See bro, eventhough I am taking 3 years loan but I am already losing more than RM3k of interest to the bank in the span of 3 years. Imagine what you can buy with that amount of money (get a laptop, change to better rims & tyres etc). I learned from my grandfather never to take car loan for a long period of time as banks will gain huge interest from it. I can go for a HONDA CIVIC and repay it for 9 years with repayment of around RM700-800+ but what's the point? Car is a depreciating asset so I guess a HONDA CITY would be enough.
Ya, after 3 years, I can start saving the additional RM1090

Those days, the maximum repayment for car loan is only 7 years. Our Bank Negara extended it to 9 years. As an ordinary consumer, they might think this is something good but if you were to look deeper into what is going behind the scene, it is not. They extended it to 9 years because our purchasing power are
depleting. They don't want to car industry to slow down thus extending it to 9 years. See, consumers are losing out in the end (will need to pay huge amount of interest in the end). You have to thanks that to out gomen

Oh yar!! My car arrived in the sales centre already. Will be getting next week after settling all the registration. Booked 1/12/09. Receiving it tentatively on 10/3/10.
Added on March 6, 2010, 9:15 amNothing is perfect bro. That is why they have a 3 years warranty ma

Red oil is most likely brake oil. Better send it back to service centre.
but u 4got that u can easily earn much more money back with simple investment with ur RM50k on hand... even my boss rich like hell, he wont pay so much downpayment and venture the money into business...