Anyone using Debit Card by Bank Rakyat here? I read the terms and agreement that if you used the debit card to withdraw cash at others bank ATM, the charges would be RM12.

This is mind boggling since Bank Rakyat Normal ATM card is already MEPS Bankcard so standard charges of RM 1 but why the debit card charges is RM12

the link to information regarding their debit card http://www.bankrakyat.com.my/idebitkad

Just to share information if anyone interested in the debit card offered by bank rakyat.

I just went to bank rakyat yesterday and find out that if you apply for a debit card, your current bankcard would not be taken away. meaning you will have two card for the account, one is ATM card another one is debit mastercard. the best part is both card will have annual fee, one card is RM 8 so total you have to pay RM16.

the people at counter themselves says don't take not worth it.

if you want to use at the petrol pump, you need more than rm 250 if im not mistaken but if you use the counter terminal it would be as much amount you want to fill up.