hey, when they send me the debit card, they never include this faq in their letter. is this an ethical business practise? it's more like enticing the customers to use the card without telling us in the letter that we have the choice of not using it. who the h*ll knows the card they sent is activated or not? this happens to me almost 2 years ago when i opened an account for my internship. well all my money in this bank have been transferred and i will hardly use RHB services. And not that their debit card is widely accepted too.