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 Debit Card V2

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beyond86
post Apr 20 2011, 08:06 AM

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i went to open maybank account, but they didn't give me debit card
beyond86
post Apr 21 2011, 07:09 AM

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QUOTE(bingozero @ Apr 20 2011, 08:23 PM)
They issue you a atm card?
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ya
beyond86
post Apr 21 2011, 03:59 PM

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QUOTE(erry- @ Apr 21 2011, 01:23 PM)
coz they want u to upgrade to visa debit, rm12 one time fee. haih!  sweat.gif


Added on April 21, 2011, 12:27 pmor wait... are u under 18? coz its only for maybank saving/current account holders aged 18 and above~
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they possibly wan earn my RM12 for upgrade to debit card, im requested basic saving account , but it is ok, i no need debit card laugh.gif

This post has been edited by beyond86: Apr 21 2011, 04:00 PM
beyond86
post Apr 21 2011, 07:31 PM

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QUOTE(Human Nature @ Apr 21 2011, 07:18 PM)
I opt for Option 2 for Basic Saving Acc and get a Debit Card (with Visa logo). No charges, but linited usage.
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how to know option 1 or 2, from M2U, option no have annual fees RM8, but i duno mine is which....becoz the staff not friendly
beyond86
post Apr 21 2011, 08:05 PM

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QUOTE(Human Nature @ Apr 21 2011, 08:49 PM)
Not stated in M2U. I inform the officer and saw her clicked the option at her computer screen. I was expecting the ATM card. Only realised its a debit card since it has Visa Logo.
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i think is depend the bank staff wan give u atm or debit card.


Added on April 21, 2011, 8:06 pm
QUOTE(MilesAndMore @ Apr 21 2011, 08:48 PM)
Ok. So their policy is not the same as Public Bank ... so under what circumstances will they issue the yellow ATM card ? Anyone knows ?
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before my turn, i saw few persons oso get debit card, i think they do the wadiah saving, while me got ATM card possibly i request basic saving.

This post has been edited by beyond86: Apr 21 2011, 08:06 PM
beyond86
post Apr 23 2011, 11:20 AM

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QUOTE(CuteHunter @ Apr 23 2011, 11:24 AM)
which bank offer free annual/service fee same as maybank Cherry Card?and can view my transactions/account through online since i'm under 18..
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cimb?
beyond86
post Apr 23 2011, 07:53 PM

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QUOTE(CuteHunter @ Apr 23 2011, 07:33 PM)
Will get a savings account on cimb with atm card & online function to check my transaction when ppl transfer fund to me.. icon_rolleyes.gif  icon_rolleyes.gif
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ya, cimbclicks
beyond86
post Apr 25 2011, 07:57 AM

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why debit card charged more?
beyond86
post Apr 27 2011, 01:57 PM

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QUOTE(alfred liew @ Apr 27 2011, 02:05 PM)
I used my HL Bank Debit card to book hotel (Penang XXX rock) via a portal (cant remember the name).
their rejected and only accepted posb bank debit card for online booking.
the hotel also did not accept my HL Bank Debit card for security deposit and only accepted posb bank debit card after argue with them.
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posb bank is what bank?
beyond86
post Apr 27 2011, 03:53 PM

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QUOTE(MilesAndMore @ Apr 27 2011, 04:30 PM)
Singaporean bank. Belongs to DBS Bank.
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ok. thanks
beyond86
post Apr 28 2011, 01:24 PM

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QUOTE(eddiez_zz @ Apr 28 2011, 01:43 PM)
gosh, that's really defeat the purpose!

This even make us more risky than having a credit card.  vmad.gif
i dont think i am able to convert my debit card to the conventional atm card?
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using credit/debit cards is such unsecured rclxub.gif
beyond86
post Apr 29 2011, 02:21 PM

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QUOTE(0812454 @ Apr 29 2011, 02:15 PM)
its the debit card that unsecured but for me who can't apply for credit card, its ok la to use debit card.

p/s i always use bimb debit card lately, hope to win myvi..hahhahahah.
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wish you good luck
beyond86
post May 1 2011, 10:00 AM

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QUOTE(erry- @ May 1 2011, 01:17 AM)
yes u can enjoy unlimited withdrawal.

have u change the PIN? after change the PIN, try withdraw money 1st, before doing other transaction ~
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ATM also have limited withdraw amount right
beyond86
post May 1 2011, 10:14 AM

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QUOTE(limhongwoon @ May 1 2011, 11:13 AM)

Not RM 5000 ?
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i think RM5k is after change the setting
beyond86
post May 2 2011, 04:43 PM

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QUOTE(erry- @ May 2 2011, 04:56 PM)
u can even use that card for swipe at place that shows visa logo smile.gif

its not the bank's rules. its just the bank will charge them X% for each transaction via the terminal. and they want customer to bear the cost ~

since the cashier inform u early, u can choose not to use card to pay. or just go find other shop that accept card without any charges.
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merchant fees, just pay them cash
beyond86
post May 4 2011, 07:11 PM

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QUOTE(future80 @ May 3 2011, 10:02 PM)
why not go to bank open an account and get your own debit card?
if you use yo fren card, let say something bad happens, it would be troublesome.
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agree nod.gif
beyond86
post Jun 11 2011, 06:04 PM

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QUOTE(Hikaru @ Jun 11 2011, 02:43 AM)
I have been using my Visa debit cards, but I am thinking of getting a Mastercard Debit card. Any suggestions?
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just my 2cents, visa/master not much difference
beyond86
post Jul 7 2011, 01:44 PM

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QUOTE(howszat @ Jul 5 2011, 01:17 AM)
Interesting question.

Haven't come across anything that discusses debit vs credit cards, if such a discussion is even meaningful, but I'll contribute a few cents. For me, not necessarily in any order:

- debit cards don't have that RM50 tax
- credit card fees are more than debit cards
- I use not-linked-to-anything debit cards for internet purchases - I only deposit what I expect to spend plus some
- I have no intention of using the credit facilities
- for my type of purchases, credit card rewards are not better than debit cards
- credit card applications ask too many questions smile.gif
- debit cards can do everything I need, except one situation - hotels don't accept debit cards as deposit when you check in
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in current credit card market, most of the bank's normal/ordinary credit card doesn't have any fees except GST RM50

This post has been edited by beyond86: Jul 7 2011, 01:45 PM
beyond86
post Jul 17 2011, 01:43 PM

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QUOTE(tmtmnut @ Jul 16 2011, 11:18 PM)
hello i am new at debit card.I just sign up for pb esso debit card few days ago. i would like to buy thing from ebay once i receive my debit card.So i would like to ask how to and hope u guys can help me out. Do i need to tell my bank i need the card to buy stuff online? Do i need to tell them to activate the online balance checking(from pb website)? or is automaticaly available?

May i know the step to buy stuff from ebay? i would like to buy this http://cgi.ebay.com.my/Black-Silicone-Case...7#ht_3451wt_994

what a paypal? is buying stuff from ebay the same as paying airasia ticket from website using credit card?(cause i have been paying a few time and i find out is easy.)so if is the same then it will be easy for me to buy thing from ebay.

I know this is abit off topic,but hope u guys can help. When i was trying to register ebay.i found out that it need 18 and above to register. Can i fake my age? does it affect me from receiving or buying thing? And if i register at malaysia ebay.I still can purchase stuff from international ebay right? oh ya, I'm 17 this year.

Thanks in advance (:
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just buy as you wish
beyond86
post Jul 19 2011, 07:25 PM

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many banks already have debit card....switch from atm to debit....

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